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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Ashford


Ashford in Surrey (formerly in Middlesex) is around 13 miles south west of London and boasts a large variety of relatively modern housing. Many diversions are located nearby, such as Windsor Castle, Thorpe Park and the racecourses of Kempton Park and Sandown Park. Spelthorne Museum in the local library building in Elmsleigh Road focuses on local history and in one part of it you can see a Victorian kitchen, an 18th century parish fire engine and a reconstruction of a Roman shop.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Don't miss payments or make them late

Because late and missed payments can stay on your credit file for up to 6 years, you really want to ensure you make all your payments on time.

If you are late making a payment because of circumstances beyond your control, it's worth getting in touch with your credit provider to see if you can get any black mark removed from your file.
Top Mortgage Lenders 

Variable Rate Mortgage

All mortgages are either of this type or are fixed rate. With a variable rate mortgage, which can be termed adjustable rate mortgages (ARM) and tracker mortgages, what you have to repay each month can change because the lender can opt to change the mortgage interest rate, either because of a change in the Bank of England base rate or because it wishes to do so autonomously.

A rate fall means your repayments become cheaper but the converse is also true. You should always ensure that you have sufficient reserves to withstand a rate rise. Fixed rates are always fixed for an agreed term, however variable rates can also be for a fixed term, depending on their type. Any fixed term, for either type of product, invariably means that you should be wary of leaving before the fixed term – there may be very large early repayment charges.
TW15 2TW

Property Price Stats for Ashford


Average property price in Ashford £232,484
% Change compared to last year 10%
Population of Ashford 58,936 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Ashford

  • 17 Chertsey Rd, Ashford, Middx, TW15 1SP
  • 15 Rosa Avenue, Ashford, Middlesex, TW15 2ES
  • 33 Alexandra Road, Ashford, Middlesex, TW15 1TW
  • 52 Glenfield Road, Ashford, Middlesex, TW15 1JF
  • 27 Glenfield Road, Ashford, Middlesex, TW15 1JJ

Local High Street Banks in Ashford

Find a mortgage lender near you:
Some branches may have closed down - Call 01344 567 887 for a Mortgage Broker covering Ashford

  • Barclays Bank Plc - 39 Church Rd, Ashford TW15 2QF
  • Natwest Bank Plc - 5 Woodthorpe Rd, Ashford TW15 2RN
  • Santander Bank Plc - 30 Church Rd, Shepperton, Ashford TW15 2UY

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in Ashford, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


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*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting