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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Balham


Balham is an area which forms part of both Wandsworth and Lambeth Boroughs in South London, 5 miles south south-west of the capital's centre. Famous landmarks include Du Cane Court's art deco flats and The Bedford pub in Bedford Hill is a large venue with a variety of entertainments. Its town centre has many bars, restaurants, coffee houses and independent stores. It also contains the excellent Hildreth Street Market.

Balham has many open spaces nearby including Wandsworth Common and Tooting Common (which contains the Tooting Lido for cooling off in the summer months.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Missed payments/late payments? Start and continue making them on time

After you've made a late payment, the more you start making subsequent payments on time, the more your credit score should recover and increase.

As time passes, your older credit problems become less important as long as you've kept making subsequent repayments etc. on time.
Top Mortgage Lenders 

Remortgage

Remortgages refer to new mortgages taken out when there has been an existing mortgage in place. Remortgages are taken out for a variety of reasons such as fixed term coming to an end – so a mortgagor takes out a new fixed term mortgage rather than going onto a lender's standard variable rate (SVR) – or when a mortgagor wants to get a better rate from another supplier.

Remortgages can also be taken out to release money which may be used for purposes such as home improvements. Click to read more about Remortgages
SW12 9AF

Property Price Stats for Balham


Average property price in Balham £748,236
% Change compared to last year 8%
Population of Balham 14,751


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Balham

  • 128 Hydethorpe Road, Balham, London, SW12 0JD
  • EO2 Du Cane Court, Balham High Road, Balham, London, SW17 7JB
  • 24 Wallace Court, Balham High Road, Tooting, London, SW17 7AT
  • 86 Ormeley Road, Balham, London, SW12 9QG
  • 34B Fontenoy Road, Balham, London SW12 9LU

Local High Street Banks in Balham

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Balham

  • Barclays Bank Plc - 14-16 Mitcham Rd, London SW17 9NA
  • HSBC Bank Plc - 56 Tooting High St, London SW17 0RN
  • Natwest Bank Plc - 30 Tooting High St, London SW17 0RG

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
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Mortgage Broker Tips for the Conveyancing Process

Receiving a gifted deposit? Ensure that the donor/s have their IDs and proof of funds to hand.

When you instruct a solicitor to buy or sell a property, you need to give them proof of ID and address and proof of funds. 

If you're being helped with deposit funds from family members etc., your solicitor will want to know who these people are and where their money in turn has come from and they will have to prepare a signed and witnessed gifted deposit declaration.

Ensuring that anyone gifting deposit funds to you has these items in readiness guards against unnecessary delays.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels