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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Bearsted


Bearsted is a village in Kent situated 3 miles east of Maidstone, 20 miles northeast and 42 miles southeast of London. The village was built around Church Lane and grew from there. It was chosen as a settlement as it lies on the north bank of the River Len, near a tributary of the River Medway and the base North Downs.

The Holy Cross Church is located on Church Lane to the south of the green in Bearsted, and is the one and only Grade I listed building in the village. The Anglo-Saxon name for the town was ‘Berghstede’ – the first part ‘bergh’ means ‘barrow’, which is a burial mound, and is thought to have been called this as the village is located on a previously revered site.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Old phone contracts negatively affect your credit score

If phone contracts that you no longer used have addresses on that you no longer live at, this can reduce your credit score. It can confuse ID checks and can disrupt your application. Check your credit file and make sure all addresses are up to date – close any accounts that have old addresses.
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Mortgage Types

Types of mortgages include:

  • Repayment or Interest-only
  • Fixed or variable rate
  • Offset
  • Help to Buy
  • 'Helper'

Repayment mortgages are for residential clients and interest-only mortgages are for commercial clients. The interest rates on these mortgages can either be fixed or track a rate. The Bank of England base rate is what affects interest rates that are not fixed.

Offset mortgages involve linking your mortgages with a savings account, whereas Help to Buy mortgages that are accompanied by a Government equity loan. Finally Helper mortgages are ones in which an associate of the mortgage assisting the mortgagor to buy a home.
ME14 5TQ

Property Price Stats for Bearsted


Average property price in Bearsted £421,096
% Change compared to last year 4%
Population of Bearsted 8,209 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Bearsted

  • Tower Lane, Bearsted, Maidstone, ME14 4JH
  • Greystones Road, Bearsted, ME15 8PD
  • Yeoman Park, Bearsted, Kent ME15 8PT
  • Grovewood Dr N, Weavering, Maidstone ME14 5TQ
  • Egremont Rd, Bearsted, Maidstone ME15 8LH

Local High Street Banks in Bearsted

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Bearsted

  • HSBC - 1-5 Week St, Maidstone ME14 1QW
  • NatWest Bank - 197 Sutton Rd, Maidstone ME15 9BT
  • Metro Bank - 10 Week St, Maidstone ME14 1RN

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Mortgage Broker Tips for the Conveyancing Process

Communicate using the fastest and most efficient methods.

This way unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Bearsted but couldn't go ahead as some documents were still outstanding in the post.

Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.

If you are using the post, always use the most rapid options and make sure it is recorded or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels