calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Bedford


Bedford is the county town of Bedfordshire. Bedford Castle Mound, the remnant of Bedford's medieval castle, is a prominent landmark. The River Ouse passes through the town centre and is lined with gardens called The Embankment. The town houses the Higgins Art Gallery & Museum and The Panacea Museum. There are many shopping options and excellent cuisine choices, not least the selection of Italian cuisine, owing to the large Italian community in the town.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Pay all your bills on time

Late payments, even if only by a few days, can affect your credit rating negatively

Wherever you can, set up automatic repayments via direct debit and standing order. Make sure you make at least the minimum repayment where relevant and if applicable.
Top Mortgage Lenders 

Joint Borrower Sole Proprietor Mortgage

Joint borrower sole proprietor mortgages enable mortgage applicants who do not have the affordability to get a mortgage on their own to team up with someone who is able to get a mortgage to secure the appropriate loan, then the latter person does not appear on the legal title.

It is advisable to draw up a deed of trust to protect each individual party's financial interest when buying a house in this way.

Click on Joint borrower Sole Proprietor Mortgages to find out more.
MK42 0PY

Property Price Stats for Bedford


Average property price in Bedford £231,374
% Change compared to last year 10%
Population of Bedford 79,190 (2005)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Bedford

  • 50 Ampthill Road, Silsoe, Bedford, Bedfordshire, MK45 4DE
  • 12 Catherine Rd, Flitwick, Bedford, Central Bedfordshire MK45 1DD
  • 52 Norman Road, Barton-Le-Clay, Bedford, Bedfordshire, MK45 4QD
  • 1 Oliver Street, Ampthill, Bedfordshire, MK45 2SA
  • 19 Burford Close, Luton, Bedfordshire, LU3 4DS

Local High Street Banks in Bedford

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Bedford

  • Barclays Bank Plc - 111 High St, Bedford MK40 1NJ
  • HSBC Bank Plc - 12 Allhallows, Bedford MK40 1LJ
  • Lloyds Bank Plc - 34 High St, Bedford MK40 1SB

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Start your mortgage application before you have found a property in Bedford which you want to put an offer on..

  • Mortgage applications can be very drawn out and may not even be successful – you should have the certainty of a mortgage in principle before you buy, ideally.
  • A mortgage broker can help you find the right mortgage for your needs from more than 3,000 products on the market if they have access to the whole of the market (SAM Conveyancing's independent mortgage brokers all do).
  • Your mortgage broker can help you get together all the information you need so your application is processed as speedily as possible.

Click to book your FREE Mortgage Broker Consultation
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting