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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Berkhamsted


Berkhamsted is a historic market town in Dacorum Borough in Hertfordshire. Among many listed building landmarks, Ashridge House has a spire which can be seen from a fair distance. The independent Berkamsted School is well known; its origins date back to 1541. You can also view a Norman motte-and-bailey castle there - Berkhamsted Castle. The town also contains an excellent Rex Cinema and, if you like beer, you might choose to visit the wonderful Haresfoot Brewery in River Park.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Trouble making repayments? Contact your creditors or speak to a credit counsellor

This won't sort any ongoing problems out immediately but will certainly help matters as time passes.
Your credit score will not be harmed because you've sought assistance from a credit counsellor.
Top Mortgage Lenders 

Fixed Rate Mortgage

After receiving your mortgage loan, your repayments on a fixed rate mortgage are fixed at an agreed rate for an agreed period. You gain by knowing that the repayment figure won't change during the period and so can budget more easily for it.

The disadvantage is that the fixed rate is normally higher than for a variable rate mortgage. Additionally, if you want to leave the deal early, you may have to pay a very large early repayment charge (you don't have to do this with a variable rate) and when the fixed period ends, your loan is normally converted to one where repayments are determined by the lender's standard variable rate.
HP4 1BL

Property Price Stats for Berkhamsted


Average property price in Berkhamsted £576,734
% Change compared to last year 10%
Population of Berkhamsted 16,243 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Berkhamsted

  • 1 Heron Place, Berkhampsted, HP4 2FW
  • 24 Granville Road, Northchurch, Hertfordshire, HP4 3RN
  • 10 Avenue House Park Road, Chesham, HP5 2JR
  • High St, Berkhamsted HP4 1BL
  • North Road, Berkhamsted, Hertfordshire, HP4 3DU

Local High Street Banks in Berkhamsted

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Berkhamsted

  • Lloyds Bank Plc - 205 High St, Berkhamsted HP4 1AP
  • Barclays Bank Plc - 189 High St, Berkhamsted HP4 1AY
  • Santander Bank Plc - 230 High St, Berkhamsted HP4 1BP

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Choose conveyancing solicitors who balance their work well

Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.

SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels