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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Berkshire


Berkshire is a county in south east England and is often known as the Royal County of Berkshire because it hosts Windsor Castle, which is the largest inhabited castle in the world. It also contains Ascot Racecourse, which is owned by the reigning monarch and has its annual world-famous week-long meeting. It contains a university, the University of Reading, and branches of both Imperial College and Thames Valley University.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

New to credit and want to increase your score? Get a credit card – and use it wisely

If you haven't had credit before, you won't have a very high credit score. You can help this by taking out a credit card and paying out a small amount on it each month (such as a subscription to Netflix). Ensure you set up a direct debit to repay the full amount each month so you don't get involved with having to repay the money subject to a large APR.

You don't have to ever use the card to take out money – this is very expensive and will actually hurt your credit score – and each time you make a repayment, your credit score will incrementally improve.
Top Mortgage Lenders 

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages
SL5 0NN

Property Price Stats for Berkshire


Average property price in Berkshire £378,136
% Change compared to last year 10%
Population of Berkshire 803,657


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Berkshire

  • 27 Churchfield Cottages, Bedford Lane, Ascot, Berkshire, SL5 0NN
  • 3 Drummond Court, 179-171 New Road, Ascot, Berkshire, SL5 8PU
  • Strouds Copse, Warfield, Bracknell, Berkshire, RG42 6JB
  • 22 Spurcroft Road, Thatcham, Berkshire, RG19 3XX
  • 23 Cambrian Way, Basingstoke, Berkshire, RG22 5AH

Local High Street Banks in Berkshire

Find a mortgage lender near you:
Some branches may have closed down - Call 01753 208 184 for a Mortgage Broker covering Berkshire

  • HSBC Bank Plc - Berkshire, Bracknell RG12 1DN
  • Barclays Bank Plc - 19, High St, Ascot SL5 7JG
  • Metro Bank Plc - 116-118 Peascod St, Windsor SL4 1DP

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Mortgage Broker Tips for the Conveyancing Process

Selling? 'No chain' means less chances for delays..

If an estate agent tells you that, regarding a potential buyer, there is 'no chain', it means that that buyer doesn't have to sell another property in order to buy yours.

The more 'links' there are in a chain, inevitably there are more chances for delays as there are more people who have to coordinate any purchase with a balancing sale.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels