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Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Caerphilly


Caerphilly is the largest town in the Caerphilly County Borough located in South Wales. Within the town there are popular historic places to visit including Caerphilly Castle which is an example of 13th century military architecture and is the largest castle in Wales.

Caerphilly Mountain is another place to visit for those who enjoy fresh air, hiking trails and natural open spaces.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Reduce any debt you are in

Seems obvious of course – and always easier said than done – but this will do much more for you than simply improving your credit score.

Stop using credit cards, find out all the accounts you have and determine exactly what you owe on each one and what you're being charged in terms of interest etc. Create a payment plane which directs your finances towards repaying debt on the highest interest accounts but always covering all your minimum payments.
Top Mortgage Lenders 

Self-employed mortgage

Getting a conventional mortgage can be a huge challenge for those self-employed because of difficulties in establishing adequate proof to a lender that their business is sound and trading well and that future prospects will bring in enough to make the necessary monthly mortgage repayments.

Self-employed mortgages are specifically aimed at this group and normally require applicants to provide at least 2 years' worth of company accounts, SA302s or tax returns and possibly evidence of future work lined up. Click to find out more about Self-Employed Mortgages
CF83 1NU

Property Price Stats for Caerphilly


Average property price in Caerphilly £141,976
% Change compared to last year 3%
Population of Caerphilly 30,388 (2016)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Caerphilly

  • Lawrence Street, Caerphilly CF83 3AJ
  • Charles St, Caerphilly CF83 3AQ
  • Bedwas Rd, Caerphilly CF83 3AS
  • Caerbragdy, Caerphilly CF83 3AL
  • Salop St, Caerphilly CF83 1FX

Local High Street Banks in Caerphilly

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Caerphilly

  • Barclays Bank - The Twyn, Caerphilly CF83 1UE
  • NatWest Bank - 19 Cardiff Rd, Caerphilly CF83 1WF
  • HSBC - 37 Cardiff Rd, Caerphilly CF83 1WE

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Instruct a solicitor even before your offer has been accepted.

If you instruct a solicitor at the earliest possible time, once your offer on a Caerphilly property is accepted, you will be ready to get things underway and the seller will see how intent you are on purchasing their property. 

By being organised you are indicating to the seller that you should be able to complete in good time and the process will be as smooth as possible, thereby potentially increasing your chance of success.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels