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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Carshalton


Carshalton is an affluent London suburb in Sutton Borough around 10 miles south south-west of the capital's centre and consists of a number of neighbourhoods, some highly scenic and picturesque. Local attractions include the Honeywood Museum, the Charles Cryer Theatre, which puts on diverse productions, and the Oaks Park art gallery.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Unused credit cards and store cards? Cut them up!

Access to too much available credit that you don't use at all can negatively impact your credit rating. In other words, the difference between taking a small amount of credit on a card and then paying it off correctly is preferable to having the card but not using it at all. The best thing to do with credit cards and store cards that you don't use at all is to destroy them.

Conversely, you shouldn't 'max out' any one credit card – you are better off using less than 50% of available credit on any one card and taking on another one if you are maxing one out to spread your credit (ensuring that you pay down the card which you max out of course!). Additionally, dormant bank accounts which have good credit histories are best left open – these can benefit your credit score.
Top Mortgage Lenders 

Interest-only Mortgage

Your repayments for an interest-only mortgage only go towards paying for the interest on the loan. The actual loan capital has to be paid off using one or more other investment vehicles, such as an endowment fund – it does not work like a repayment mortgage, where you develop an increasing equity in the property over time.

Interest-only mortgages are only open to commercial mortgage applicants, including, most notably, those looking to buy to let.
SM5 3SR

Property Price Stats for Carshalton


Average property price in Carshalton £356,510
% Change compared to last year 9%
Population of Carshalton 10,039 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Carshalton

  • 14, Carshalton Park Road, Carshalton, Surrey, SM5 3SR
  • 112 Peterborough Road, Carshalton, Surrey, SM5 1DZ
  • 5 Devana End, Carshalton, Surrey SM5 2NL
  • 102 Grosvenor Avenue, Carshalton, Surrey SM5 3EP
  • 58 Boundary Road, Carshalton, Surrey SM5 4AD

Local High Street Banks in Carshalton

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Carshalton

  • TSB - 40 Woodcote Rd, Wallington SM6 0NR
  • Barclays - 39 High St, Sutton SM1 1DR
  • HSBC - 75-77 High St, Sutton SM1 1DU

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Mortgage Broker Tips for the Conveyancing Process

Only use solicitors who have been entrusted with the Conveyancing Quality Scheme (CQS) award..

All solicitors are not the same! The Law Society only gives its Conveyancing Quality Scheme award to applicant solicitor firms who have passed strict quality control assessments and can prove that their standards of experience, qualification and professionalism are sufficiently high.

SAM Conveyancing only employs CQS solicitors who proactively manage all their clients.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels