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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Caterham


Caterham is in Tandridge District in Surrey and this affluent commuter town is divided into two: Caterham on th Hill and Caterham Valley. It is 18 miles south of Central London and 6 miles south of Croydon.

Caterham is home to the Miller Centre Theatre in Godstone Road, which puts on a variety of productions, some by local writers. Caterham United Reformed Church's clock tower is a very pretty sight. Westway Common is just one of a number of excellent open spaces in the local for leisure activities.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Limited record with credit? Take up a credit card

To develop and enhance your credit score, you'll need to have a credit record. One strategy is to apply for a credit card and use it to pay off a small loan or bill payment. Each timely repayment you make will help your credit score.

If you choose to do this, please make sure that you don't default on any repayments – defaulting on repayments negatively impacts your credit score and the affect negative effect outweighs the positive effects of making the repayments on time. Only ever take on debt which you can afford to repay.
Top Mortgage Lenders 

Flexible Mortgage

Mortgages sold as flexible mortgages normally include features such as the ability of the mortgagor to overpay and underpay without penalty and to take payment holidays.

In theory, all mortgage variants might be tweaked by lenders to offer this type of flexibility. However you should be aware that you'll be paying for this to be the case and should only pay extra if you are likely to benefit greatly from the flexible aspects which you ask for.
CR3 6QB

Property Price Stats for Caterham


Average property price in Caterham £398,667
% Change compared to last year 17%
Population of Caterham 12,742 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Caterham

  • Croydon Rd, Caterham, Surrey CR3 6QB
  • 73 Farnigham Road, Caterham, Surrey, CR3 6LN
  • Flat 5 St. Mary's Mount, Caterham, CR3 6SJ
  • 57 Bensham Manor Rd, Thornton Heath, CR7 7AE
  • 29 Markville Gardens, Caterham CR3 6RG

Local High Street Banks in Caterham

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Caterham

  • Barclays Bank Plc - 10 The Square, Caterham CR3 6XH
  • Lloyds Bank Plc - 21 Station Ave, Caterham CR3 6YT
  • Natwest Bank Plc - 1 Croydon Rd, Caterham CR3 6PA

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Receiving a gifted deposit? Ensure that the donor/s have their IDs and proof of funds to hand.

When you instruct a solicitor to buy or sell a property, you need to give them proof of ID and address and proof of funds. 

If you're being helped with deposit funds from family members etc., your solicitor will want to know who these people are and where their money in turn has come from and they will have to prepare a signed and witnessed gifted deposit declaration.

Ensuring that anyone gifting deposit funds to you has these items in readiness guards against unnecessary delays.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels