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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Chatham


Chatham is a town in the north of Kent County in the Medway unitary authority and is around 29 miles east south-east of Central London. It had a historic association with the navy but now has a flourishing tourist industry. Landmarks and attractions include the Chatham Historic Dockyard Museum, which feature the submarine HMS Ocelot, and Brompton Barracks.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Missed payments/late payments? Start and continue making them on time

After you've made a late payment, the more you start making subsequent payments on time, the more your credit score should recover and increase.

As time passes, your older credit problems become less important as long as you've kept making subsequent repayments etc. on time.
Top Mortgage Lenders 

Remortgage

Remortgages refer to new mortgages taken out when there has been an existing mortgage in place. Remortgages are taken out for a variety of reasons such as fixed term coming to an end – so a mortgagor takes out a new fixed term mortgage rather than going onto a lender's standard variable rate (SVR) – or when a mortgagor wants to get a better rate from another supplier.

Remortgages can also be taken out to release money which may be used for purposes such as home improvements. Click to read more about Remortgages
ME5 9EB

Property Price Stats for Chatham


Average property price in Chatham £203,649
% Change compared to last year 12%
Population of Chatham 76,792 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Chatham

  • 28 Alexandra Glen, Walderslade, Chatham, Kent, ME5 9EB
  • 74 Ballens Road, Lordswood, Chatham, Kent, ME5 8PD
  • 41 Mary Court, Chatham, Kent. ME4 5NT
  • 15 Military Rd, Chatham ME4 4JG
  • 48 Luton High Street, Chatham, ME5 7LJ

Local High Street Banks in Chatham

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Chatham

  • Barclays - 263 - 265 High St, Chatham ME4 4BZ
  • TSB - 208-210 High St, Chatham ME4 4AP
  • Kent Reliance - 250 High St, Chatham ME4 4AN

Book a Free Mortgage Broker Consultation
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Appointments available today
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Mortgage Broker Tips for the Conveyancing Process

Book your home buyers survey as soon as you have your offer accepted.

Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.

Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.

Click to get your FREE RICS Home Buyers Survey Quote
*RICS Surveyors – Local Knowledge – Same Week Availability