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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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How to get a mortgage - or remortgage - in Chertsey


Chertsey is a town in Runnymede Borough in Surrey on the River Thames. It has a pleasant look and feel with 18th Century listed buildings, a traditional high street and pubs and cafes. Chertsey Bridge and the Church of St Peter are landmarks. Virginia Water, Thorpe Park and Windsor Great Park are nearby attractions and there's plenty of excellent open spaces.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Don't use unauthorised overdraft facilities

If you've set up an authorised overdraft facility with a bank, don't exceed your limit. Fees and interest charged on unauthorised overdrafts are generally extortionate and can damage your credit rating.

You should either restrict your outgoings to keep within your limit or, if you have to, find a cheaper source of finance, such as a loan.
Top Mortgage Lenders 

Family Offset Mortgage

These mortgages, which are a type of offset mortgage, typically involve family members placing their savings into an account linked with the mortgagor's mortgage, and their savings interest is deducted from the mortgage interest, making the mortgage cheaper.

The lender often requires that the savings are 'locked in' for some considerable time (can be many years) until, for example, 75% of the mortgage is paid off. During this time, the family members cannot use the savings interest as income at all – it is tied in to being deducted from the mortgage.
KT16 8AY

Property Price Stats for Chertsey


Average property price in Chertsey £346,237
% Change compared to last year 4%
Population of Chertsey 15,967


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Chertsey

  • 20 Grove Road, Chertsey, Surrey, KT16 9DN
  • 7 Isis House, Bridge Wharf, Chertsey, Surrey, KT16 8LB
  • 44 Gogmore Farm Close, Chertsey, Surrey, KT16 9HE
  • 38 Galsworthy Road, Chertsey, Surrey, KT16 8EW
  • 21 Laburnum Road, Chertsey, Surrey, KT16 8BY

Local High Street Banks in Chertsey

Find a mortgage lender near you:
Some branches may have closed down - Call 01344 567 887 for a Mortgage Broker covering Chertsey

  • Barclays Bank Plc - 125 Guildford St, Chertsey KT16 9AL
  • HSBC Bank Plc - 27 Church St, Weybridge KT13 8DF
  • Lloyds Bank Plc - 84 Station Rd, Addlestone KT15 2AE

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Be in constant communication with your solicitor regarding your conveyancing in Chertsey.

Your solicitor will be working hard for you from the get go. If something unforeseen arises, you change your mind about the property, a bereavement means you are unable to go ahead at this time and so on, inform your solicitor as soon as possible. 

By doing so, unnecessary and time-consuming work which later needs to be rectified can be avoided.

It also makes sure that all of your legal documents are accurate and the service you receive continues to be specifically tailored to your circumstances and needs.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels