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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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How to get a mortgage - or remortgage - in Clacton on Sea


Clacton on Sea is the largest town in Tendring Borough in Essex and is principally known as a seaside resort. It also has two business/industrial parks.

Clacton Pier is a perennial favourite with its leisure and amusement facilities and Westcliff Theatre in Tower Road hosts a variety of performances, ranging from those for kids & family to drama, live music and talks.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Consolidate your credit card debt

If you've run up large balances owed over many credit cards, consolidating the debt into a single card or loan with a lower interest rate and/or fees will mean you pay out less and the debt will be easier to manage and pay down.
Top Mortgage Lenders 

Offset Mortgage

These can themselves be fixed or variable rate mortgages but always involve the mortgagor (or associate of a mortgagor) having a linked savings account. They work by interest which accrues on the savings account being offset against the interest charged on the mortgage.

The theory is that you'll pay off your mortgage more quickly because of the boost offered by your savings interest. However you cannot then use your savings interest as income and offset mortgages most often don't give you access to discounted rate deals.
CO15 1NP

Property Price Stats for Clacton on Sea


Average property price in Clacton on Sea £168,367
% Change compared to last year 4%
Population of Clacton on Sea 55,000


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Clacton on Sea

  • 81 Crown Road, Clacton On Sea, Essex, CO15 1AU
  • 22 Alton Park Road, Clacton-on-Sea, Essex, CO15 1ED
  • 22 Alton Park Road, Clacton-on-Sea, Essex, CO15 1ED
  • 80 Spenser Way, Jaywick, Clacton on Sea, Essex, CO15 2QU
  • 2 Nansen Road, Holland on Sea, Essex, CO15 5ED

Local High Street Banks in Clacton on Sea

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Clacton on Sea

  • Barclays Bank Plc - 27 Station Rd, Clacton-on-Sea CO15 1TD
  • Lloyds Bank Plc - 1 West Ave, Clacton-on-Sea CO15 1QP
  • HSBC Bank Plc - 47 Station Rd, Clacton-on-Sea CO15 1RR

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

The trick is to order your property searches as soon as you instruct.

Searches can take some time to get back, namely the searches from the local authority. So you may find yourself all ready to exchange but not able to proceed because you are waiting for your searches to get back.

Being organised and booking your searches early can mean you get the essential information you need back to you and your solicitor as early as possible. 

Thereby you can make a fully informed, good decision about whether to proceed with your purchase in Clacton on Sea or not.

Click to order your Property Searches