calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Cobham


Cobham is a village in Elmbridge Borough in Surrey, 17 miles south-west of London and 10 miles from Guildford. There are a number of primary and private schools in the locale and a landscape park called Painshill Landscape Park. Brooklands Museum, featuring aeronautical, car, motorbike and bike exhibits, is within easy reach as is Chessington World of Adventures, with its theme park and zoo.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Get on the electoral roll, even if you choose not to actually vote!

This is hugely important as many lenders won't even consider lending to you if you're not on the electoral roll.

Not being on the electoral roll makes checking your ID more difficult which always impacts your credit score.
Top Mortgage Lenders 

Joint Mortgage

Any time you apply with at least one other person for a mortgage, you are applying for a joint mortgage. The lender lends you money not only based on your salary but on the salaries of any other joint applicants, meaning you might jointly potentially secure a much larger mortgage sum than if you applied singly.

The down side of a joint mortgage is that you all become joint and severally liable to repay it. So you could be making your fair contribution to mortgage repayments but if your mortgage partner/s are not, the lender can pursue you as well as the others for the shortfall.
KT11 3DG

Property Price Stats for Cobham


Average property price in Cobham £1,039,655
% Change compared to last year - 3%
Population of Cobham 9,739


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Cobham

  • Hollyhedge Court Hollyhedge Rd, Cobham KT11 3DG
  • 20 Marrowells, Weybridge, Surrey, KT13 9RN
  • 120 Molesey Road, Hersham, Surrey, KT12 4RD
  • 25 Waterloo Court, Mayfield Road, Hersham, Walton on Thames, Surrey, KT12 5AD
  • 8 Brooklands Court, West Field Parade, Byfleet, KT15 3LF

Local High Street Banks in Cobham

Find a mortgage lender near you:
Some branches may have closed down - Call 01483 802 485 for a Mortgage Broker covering Cobham

  • Lloyds Bank Plc - 5 Between Streets, Cobham KT11 1AA
  • Natwest Bank Plc - 9 High St, Cobham KT11 3DJ
  • Barclays - 125 Guildford St, Chertsey KT16 9AL

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

If a family member or friend is providing you with any of the finance towards your home purchase in Cobham, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels