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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Cotham


Cotham is an inner suburb of Bristol located in the southwest of England. Cotham is located in an urban residential area with large old houses, many of which are used as hotels and bed and breakfast accommodations.

Nearby places to visit include Saint Michael’s Hill and Windmill Hill City Farm as well as restaurants such as Cotham Porter Stores, which is a traditional pub in Bristol popular for serving local ale, ciders and pies.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Try not to use all of the possible credit available to you

To credit agencies, a person who has taken up all available credit can look overextended financially.

This can negatively affect a credit rating as the person will be regarded as statistically more likely to miss payments or make them late.
Top Mortgage Lenders 

Family Deposit Mortgage

With family deposit mortgages, a family member places cash in a linked special savings account to help another family member secure a mortgage to buy a home and where the money in the account is held as security against the mortgage not being paid off.

The cash is held for a fixed period of time, which can be quite long (many years). The risk is that the mortgagor defaults on repayments so the helper family member's money is at risk. However, savings interest is payable on the linked account, even if at a comparatively low rate, and if the correct repayments are made, there's no other cost to the helper family member.
BS6 6LD

Property Price Stats for Cotham


Average property price in Cotham £386,201
% Change compared to last year 0%
Population of Cotham 12,554 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Cotham

  • Elmgrove Road, Cotham BS6 6AH
  • Roslyn Rd, Bristol BS6 6NJ
  • Waverley Road, Redland, Bristol BS6 6ES
  • Cotham Brow, Bristol BS6 6AS
  • Southfield Rd, Bristol BS6 6AY

Local High Street Banks in Cotham

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Cotham

  • HSBC - 149 Whiteladies Rd, Bristol BS8 2RA
  • TSB - 36-38 Merchant St, Bristol BS1 3EP
  • Barclays - 86 Queens Rd, Bristol BS8 1RB

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Communicating using the fastest and most efficient methods can really speed up conveyancing in Cotham.

The last thing you want is to be ready for exchange but still be waiting on outstanding documents. To avoid unnecessary delays, if you have a question for your solicitor, the quickest thing to do is pick up the phone. Emailing with scanned attachments can be faster than posting documents.

If you do need to send any documents, make sure you use recorded delivery. This will avoid the horrible situation that the documents are lost in the post and you have to wait for replacements.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels