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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Downham


Downham is a suburb in the boroughs of both Lewisham and Bromley and is 8miles from Central London. The area had no houses in it before 1920. It has a very busy, self-contained town centre. Open spaces include Downham Fields and Beckenham Palace Park. Downham Health & Leisure Centre is a very popular local place to keep fit. There are numerous diversions 'on your doorstep' if you live in the area; one being to take a visit to the Royal Observatory Greenwich, which dates from the 18th century and is on the Prime Meridian. It now houses a museum with a planetarium.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

A bad credit rating can make borrowing expensive – keep it at a satisfactory level

One very good reason to keep up your credit rating, by making timely repayments etc., is that if your rating drops, you might find that you have to pay higher APRs on further credit and/or are offered reduced sums of money when you apply for them.
Top Mortgage Lenders 

Guarantor Mortgage

Guarantor mortgages enable associates (most often family members) of a would-be home buyer to help the mortgagor's application for a mortgage by typically guaranteeing that the required loan repayments will be made.

In order to do this, the guarantor most often has offer their own property as collateral against the mortgaged property, so the risk is that they could lose their own home. However, if the mortgage applicant they help does make the right repayments, then the guarantor won't have to pay anything.
BR1 5HR

Property Price Stats for Downham


Average property price in Downham £287,750
% Change compared to last year 15%
Population of Downham 14,567 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Downham

  • Flat 8, 6 Warren Avenue, Bromley, Kent, BR1 4BS
  • Cranaford, 101 Foxgrove Rd, Beckenham, Kent, BR1 3QJ
  • 27, Wanstead Close, Bromley, KENT BR1 3BN
  • Flat D, 223–225 High Street, Bromley, BR1 1NZ
  • Flat 1, 199 Widmore Road, BR1 2RG

Local High Street Banks in Downham

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Downham

  • HSBC - 184 High St, Bromley BR1 1HE
  • Lloyds - 6-8 Market Square, Bromley BR1 1NA
  • Natwest - 143 High St, Bromley BR1 1JH

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
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Mortgage Broker Tips for the Conveyancing Process

Get together all the required official paperwork you'll need for your conveyancing..

  • For ID purposes, you'll normally require an up-to-date passport and/or driving licence with a current home address.
  • You'll need to provide proof of funds; as an employee, you'll need at least the last 3 months' payslips and a P60; if you're self-employed, you'll need your SA302 from HMRC (you need to allow for a time lapse if you have to order this) or accounts covering the last 3 years.
  • If you're selling, you need any relevant documents detailing planning consents or building regulation approval and any guarantees for works or fittings and things like boiler safety certificates..

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels