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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Eltham


Eltham is a suburb in south-east London in Greenwich Borough, 8 miles east south-east of Central London. Architecture in the area is very varied and includes anything from cottages, local authority houses and villas to the Lord Chancellor's Lodging, a grand house built around 1420. The many green spaces around include King John's Walk and Oxleas Meadows.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

What about County Court Judgements, Bankruptcy Orders and Defaults?

They are bad, but not the end of the world. They will stay on your file for 6 years and will play a factor in the decision to offer you a mortgage. Some mortgage lenders may take into consideration other factors such as several years of good credit scoring, continuous employment, savings and references. Speak to a SAM Conveyancing Mortgage Broker for the best advice on this.
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Repayment Mortgage

These are now the only type of mortgage open residential home buyers. As they sound, you repay the mortgage by paying back some of the interest each month as well as some of the capital you've been loaned. The mortgage is fully repaid once you've successfully made all the monthly payments for the whole term (traditionally 25 years).

Repayment mortgages are distinct from interest-only mortgages, where you simply pay back the interest on the mortgage loan each month and at the end of the mortgage period, you repay the capital with money you've saved elsewhere. Monthly repayments are therefore cheaper than for repayment mortgages, however there's no set vehicle for saving up the capital to be repaid.
SE9 1HA

Property Price Stats for Eltham


Average property price in Eltham £362,234
% Change compared to last year 10%
Population of Eltham 18,162 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Eltham

  • 450 Rochester Way, Eltham, London, SE9 8LJ
  • 339 Footscray Road, Eltham, London, SE9 2EH
  • 46 Green Lane, Eltham, London, SE9 2AG
  • 29 Campbell Court, 3 Embry Road, Kidbrooke, London, SE9 6BT
  • 129 Westmount Road, Eltha, London, SE9 1XX

Local High Street Banks in Eltham

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Eltham

  • Barclays Bank Plc - 131 Eltham High St, London SE9 1TJ
  • HSBC Bank Plc - 111 Eltham High St, London SE9 1PT
  • Nationwide Building Society - 156 Eltham High St, London SE9 1BJ

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Mortgage Broker Tips for the Conveyancing Process

By getting all of your signed documentation in to your solicitor in advance, you will get a better chance at a quick conveyancing process in Eltham.

Until your solicitor has your mortgage deed, signed contract, transfer deed, ID and other relevant documentation, they will not be able to exchange. This is not helped by the fact that some documents must be posted.

If this is the case, send as much correspondence as you can in one go and always do so via recorded delivery. This way, you can track the documents, find out when they were received and who signed for them. Lost documents can slow down the process and be very frustrating for all, especially if you have to wait for replacements for originals!

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels