calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Essex


Essex is a county to the north-east of London and touches the Greater London area. It is numbered in the Home Counties. Essex's county town in Chelmsford. Counties bordering Essex include Suffolk, Cambridgeshire and Hertfordshire. Kent is across the Thames to Essex's south. br>
In Colchester, Essex hosts a settlement that used to be the capital of England back in Roman times (Camulodunum as was). Danbury in Essex hosts the largest Adder population in the UK. Waltham Abbey is the burial place of King Harold, who died in the Battle of Hastings. Essex has the longest coastline of all the English counties; seaside resorts include Clacton-on-Sea and Southend-on-Sea.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

No credit history? Take out a small loan and repay it completely

If you've no credit history, your credit score will not be excellent because you'll have no track record of paying back a loan correctly. So you might want to take out a small loan – with small repayment amounts – and pay the loan back on time.

Once you've paid back the loan successfully, this will be reflected in an uplift in your credit score.
Top Mortgage Lenders 

No Deposit Mortgage

No deposit mortgages are designed such that the applicant gets a 100% loan to value (LTV) from the lender without having to provide the normal 10% deposit.

The applicant must, however, have an associate (most often a family member) who provides security for the mortgage loan normally by either agreeing to leave a sum of money in a linked account for a set period of time (the lender controls the account during that time period) or by putting up their own house as collateral.

If the mortgage holder defaults on repayments, the lender can remove funds from the linked account or force the associate to release value from their own home to make up the shortfall.

To find out more, click on No Deposit Mortgages
IG6 1LT

Property Price Stats for Essex


Average property price in Essex £299,969
% Change compared to last year 10%
Population of Essex 1,729,200 (2014)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Essex

  • 18 Carlton Court, Craven Gardens, Barkingside, Essex IG6 1LT
  • 46 Cranstone Park Avenue, Upminster, Essex, RM14 3UT
  • 196 Willowfield, Harlow, Essex, CM18 6RZ
  • 11 Featherstone Court, 287 - 295 High Road, Chadwell Heath, Essex, RM6 6DJ
  • 55 Bentry Road, Dagenham, Essex, RM8 3PA

Local High Street Banks in Essex

Find a mortgage lender near you:
Some branches may have closed down - Call 01245 330 486 for a Mortgage Broker covering Essex

  • TSB - 88-89 High St, Chelmsford CM1 1DX
  • Metro Bank - Brewery Walk, Waterloo Road, Romford RM1 1AU
  • HSBC - Great Square, Braintree CM7 1TX

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Get together all the required official paperwork you'll need for your conveyancing..

  • For ID purposes, you'll normally require an up-to-date passport and/or driving licence with a current home address.
  • You'll need to provide proof of funds; as an employee, you'll need at least the last 3 months' payslips and a P60; if you're self-employed, you'll need your SA302 from HMRC (you need to allow for a time lapse if you have to order this) or accounts covering the last 3 years.
  • If you're selling, you need any relevant documents detailing planning consents or building regulation approval and any guarantees for works or fittings and things like boiler safety certificates..

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels