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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Finchley


Finchley is an affluent residential suburb in FInchley Borough in North London. It has great shops and is particularly notable for the variety of world cuisines to be found in its many independent restaurants. Of particular note are Genzo on the High Road (East Finchley - Greek cuisine), the Khoai Cafe in Topsfield Parade (North Finchley - Vietnamese cuisine) and Durum in Ballards Lane (Finchley Central as well as a branch in nearby Golders Green - Turkish cuisine). It also contains Glebelands, a lovely local nature reserve.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Try not to use all of the possible credit available to you

To credit agencies, a person who has taken up all available credit can look overextended financially.

This can negatively affect a credit rating as the person will be regarded as statistically more likely to miss payments or make them late.
Top Mortgage Lenders 

Capped Rate Mortgage

These are a type of variable rate mortgage, based on a lender's standard variable rate (SVR), but one where the rate cannot become higher than an agreed level (and therefore the repayments more expensive).

You can gain from these types of mortgages if the lender's SVR comes down, however you need to be sure that you have enough finance to make monthly repayments as high as the level of the cap, which may itself be set quite high. You often find also that the rate itself is generally higher than for other variable and fixed rate mortgages.
NW11 8RT

Property Price Stats for Finchley


Average property price in Finchley £570,047
% Change compared to last year 4%
Population of Finchley 69,370


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Finchley

  • 7 Bigwood Court, Bigwood Road, Finchley, London, NW11 6SS
  • 17 Meadway Court, Finchley, London NW11 6PN
  • 14 Market Place, East Finchley, London, N2 8BB
  • 20 Nether Close, Finchley, London, N3 1AA
  • 92 Glebelands Close, North Finchley, London, N12 0AL

Local High Street Banks in Finchley

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Finchley

  • Barclays Bank Plc - 463-465 Brixton Rd, Brixton, London SW9 8HL
  • Lloyds Bank Plc - 357 Regents Park Rd, Finchley, London N3 1DN
  • Nationwide Building Society - 5/7 William Street, Windsor, SL4 1ED

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Buying a home? Consider instructing a solicitor before anything else!

When you're looking to buy a home, it's a given that you'll be using a conveyancing solicitor (unless you're willing to risk a vast sum of money without the benefit of legal protection and expertise!).

Because the solicitor has to set up a file for you and you have to fill out forms and prove your ID/source of funds etc., the sooner you can do this, the more time you can save.

You do not have to have even picked out a property and made an offer at this stage! Ideally, you'll have applied for a mortgage and received a mortgage in principle, so you'll be in a position to look for houses within your budget range.

Matters like booking your mortgage valuation, booking a survey and getting searches can only occur once you've had an offer accepted, however instructing a solicitor is not dependent on this.

One advantage of this approach is that when it comes to putting in offers to vendors, telling them that you've already instructed your solicitor shows them that you're 'ready to go' and likely to be on the ball regarding the progress of any sale and a faster completion.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels