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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Guildford


Guildford is the county town of Surrey and was listed 7th in the 2015 hottest locations. Its most famous landmark is its town clock, which was given to Guildford merchants in 1683. It boasts a busy shopping hub with House of Fraser, Debenhams and The Friary Centre available. For those who prefer to live in the surrounding areas, the nearby villages of Merrow, Burpham and East Horsley are very pretty, and with lower property prices than in the centre of Guildford. Also worthy of mention is Loseley Park, which has an Elizabethan house, beautiful grounds and period furnishings - it is a very popular venue to hire for weddings and it has its own chapel.

There are lovely walks to be had in the area, such as around Newlands Corner, Guildford Castle and Stoke Park. Also with the Surrey Hills keen ramblers and regular cyclists can stumble on many different places of interest.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Remove financial links to old partners

You may find that your credit rating is diminished because of the suspect credit history of someone you've shared joint finances with. This might be a business or life partner.

You should write to your credit reference agency and ask for a notice of disassociation.
Top Mortgage Lenders 

Cashback Mortgage

A lender gives you money back, normally a percentage of the loan, when you take out this type of mortgage, the idea being that you benefit from a lump sum which is helpful when you're moving home.

In many ways, this type of mortgage is purely a marketing incentive: before taking this type of mortgage out, you should carefully check the interest rate you will be charged and if you'll have to pay any additional fees to see if you're actually benefiting enough from the incentive.
GU2 4BB

Property Price Stats for Guildford


Average property price in Guildford £473,236
% Change compared to last year 11%
Population of Guildford 137,200


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Guildford

  • 1 Elmside, Guildford, Surrey GU2 7SH
  • 53 Ashenden Road, Guildford, Surrey, GU2 7XD
  • 10 Walnut Tree Close, Guildford, Surrey, GU1 4UW
  • 49 Waltham Avenue, Guildford, Surrey, GU2 9QF
  • 7 Bishops Court, Mount Pleasant, Guildford, Surrey, GU2 4HY

Local High Street Banks in Guildford

Find a mortgage lender near you:
Some branches may have closed down - Call 01483 802 485 for a Mortgage Broker covering Guildford

  • Barclays Bank Plc - 31 Market Place, Wokingham RG40 1AR
  • Lloyds Bank Plc - 3, 20 Market Pl, Wokingham RG40 1AP
  • Natwest Bank Plc - 5 Broad St, Wokingham RG40 1AX

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Getting financial help towards your deposit from a family member?

To save yourself delays in the conveyancing process further down the line:

1 The family member must decide whether it's a gift or a loan.
2 If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.

The correct information must be set down and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender as this can sometimes cause issues.

For further information about these matters, including a useful template, please click on Gifted Deposit Letter

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