calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Halifax


Huddersfield is a large market and university town (it hosts the University of Huddersfield) and showcases many examples of Victorian architecture. It also has many grand open spaces including Beaumont Park (also Victorian era).

Attractions are as diverse as Kirklees Light Railway - always a family favourite - and the Rugby League Heritage Centre.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Only apply for credit if you're confident in your application

You should be as sure as you can reasonably be that you will be successful in any application for credit. You should, for example, have checked your credit file before you applied to assess how your prospective lender views you.

Any failed application for credit brings down your credit score.
Top Mortgage Lenders 

Buy to Let Mortgage

People looking to buy to let can apply for mortgages which are designed specifically for this purpose. They normally have to satisfy certain conditions such as providing at least a 25% deposit and provide evidence that their projected rental income is likely to be at least 125% of the annual mortgage interest repayments.

Buy to let mortgages can include interest-only mortgages in addition to repayment mortgages. These kind of mortgages can often satisfy the risk profile of buy to let investors. Please click on Buy to Let Mortgages to find out more.
HD5 8JZ

Property Price Stats for Halifax


Average property price in Halifax £142,172
% Change compared to last year 7%
Population of Halifax 95,000 (2006)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Halifax

  • 162 Lowerhouses lane, Huddersfield, HD5 8JZ
  • 102 Lambhall Road, Longwood, Huddersfield, HD3 3TJ
  • 48 Corby Street, Huddersfield , HD2 2SE
  • 72 Market St, Huddersfield, Yorkshire HD3 4HT
  • 153 Church St, Huddersfield HD1 4UJ

Local High Street Banks in Halifax

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Halifax

  • Barclays - 39/47 Commercial St, Halifax HX1 1BE
  • Natwest - 1 Waterhouse St, Halifax HX1 1JA
  • HSBC - 7 Commercial St, Halifax HX1 1HN

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Be in constant communication with your solicitor regarding your conveyancing in Halifax.

Your solicitor will be working hard for you from the get go. If something unforeseen arises, you change your mind about the property, a bereavement means you are unable to go ahead at this time and so on, inform your solicitor as soon as possible. 

By doing so, unnecessary and time-consuming work which later needs to be rectified can be avoided.

It also makes sure that all of your legal documents are accurate and the service you receive continues to be specifically tailored to your circumstances and needs.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels