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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Harrow


Harrow is a large suburban town to the northwest of London, around 11 miles from the capital''s centre. It is arguably best known for Harrow School, the world famous public school and the prominent hill around which the school is spread.

The church of St Mary's on the hill itself can be seen from many miles distant and is a particularly prominent landmark. The town offers a mix of shopping and business areas with varied residential areas, some of which are almost village-like. Harrow Museum - or Headstone Manor Museum - offers a great collection of history about the local area.


The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Don't use your credit cards to withdraw cash

You should only ever withdraw cash using a credit card in an emergency.

It's very expensive and worse, lenders view it as proof that your money management skills are poor: it is recorded on your credit file.
Top Mortgage Lenders 

Endowment Mortgage

Endowment mortgages are traditionally associated with interest-only mortgages and so are only open to non-residential investors such as those looking to buy to let.

Your monthly repayments pay off the interest on the loan only with an interest-only mortgage and don't address payment of the capital. The endowment element works by you paying into an endowment fund and part of your payment is put towards life cover (if you die, the capital is paid off). The endowment fund itself is an investment fund which you invest in monthly and which is intended to grow, during the mortgage period, to become large enough on surrender at the end of the period to cover the capital.

The risk – and controversy surrounding these products – concerns the fund not growing sufficiently to cover the full capital amount such that there is a shortfall which has to be made up.
HA2

Property Price Stats for Harrow


Average property price in Harrow £427,903
% Change compared to last year 11%
Population of Harrow 243,400 (2012)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Harrow

  • 189 Exeter Road, Harrow, HA2 2PF
  • Flat 4, 78 Welldon Crescent, Harrow London HA1 1QR
  • 132 Butler Road, Harrow, HA1 4DX
  • 81 Bridge Court, Stanley Road, Harrow, Greater London HA2 8FE
  • 2 Andrews Close, Harrow, HA1 3GE

Local High Street Banks in Harrow

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Harrow

  • Metro Bank Plc - 1 - 2 Saint Anns Shopping Centre, Harrow HA1 1AS
  • HSBC Bank Plc - 26-28 St Ann's Road, Middlesex, Harrow HA1 1LA
  • Barclays Bank Plc - 355 Station Rd, Harrow HA1 2AN

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Mortgage Broker Tips for the Conveyancing Process

Order your property searches on instruction when moving home in Harrow.

  • Searches, especially from the local authority, can take some time to come back. This can mean that you are all ready for exchange but do not want to proceed because you have not had your search results back.
  • Being organised and booking searches early can mean you get this essential information as early as possible and can make a good, informed decision about whether or not to continue with the purchase.

Click to order your Property Searches