calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Hemel Hempstead


Hemel Hempstead is a large new town in Hertfordshire County, 24 miles northwest of Central London. It is part of the district and borough of Dacorum. Each of Hemel Hempstead's districts has a residential area centred around a parade or square of shops.

In the locale, there are a number of country houses and estates with grounds which you can visit for recreational purposes. These include Ashridge, Hatfield House (which is an ornate Jacobean mansion) and Knebworth House, which has frequently been used over the years as a concert venue.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Start by checking all your credit scores

You won't know how lending organisations view you as a credit risk unless you check what score you've been given by the 3 main reference agencies.

If there are any mistakes, you can apply to them to correct them and if you have to take action to improve your situation, then you'll know to do so. You should recheck your credit scores at regular intervals and particularly before you try to take out a large loan.
Top Mortgage Lenders 

Variable Rate Mortgage

Variable rate mortgages are mortgage loans where the interest rate payable on the loan can go up or down because it moves along with an underlying index, most commonly the Bank of England base rate (although your lender may have the right to change the rate autonomously, without there being any change in the base rate).

Often, the initial interest rate charged on this kind of mortgage can be cheaper than that offered in a fixed rate mortgage, however this is subject to change. One plus of a variable rate mortgage is that you can leave it at any time without charge; in comparison, early repayment charges levied for leaving a fixed interest mortgage are very high.
HP2 4EP

Property Price Stats for Hemel Hempstead


Average property price in Hemel Hempstead £321,967
% Change compared to last year 11%
Population of Hemel Hempstead 94,932 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Hemel Hempstead

  • 23 Feacey Down, Hemel Hempstead, Herts, HP1 3ES
  • 8 Claymore, Grove Hill, Hemel Hempstead, Hertfordshire, HP2 6LL
  • 88 Weymouth Street, Hemel Hempstead, Hertfordshire, HP3 9SH
  • 26 Trebellan Drive, Hemel Hempstead, Hertfordshire, HP2 5EL
  • 7 Charles Street, Hemel Hempstead, Hertfordshire, HP1 1JH

Local High Street Banks in Hemel Hempstead

Find a mortgage lender near you:
Some branches may have closed down - Call 01442 800 889 for a Mortgage Broker covering Hemel Hempstead

  • Lloyds Bank Plc - 39 Wood Lane End, Hemel Hempstead HP2 4RD
  • Natwest Bank Plc - 9 Bank Ct, Hemel Hempstead HP1 1BS
  • Metro Bank Plc - 246 Marlowes, Hemel Hempstead HP1 1BL

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Selling your property? Complete all the required property forms and collect all the required information and return it to your solicitor as soon as possible.

As a seller, the best way you can save time in the conveyancing process is by getting all the information your solicitor needs to them as soon as possible – your tasks are 'front-loaded'!

Anyone buying or selling a home firstly has to prove their ID to the solicitor representing them but a seller you have to complete property information and fixtures and fittings forms (as well as a leasehold information form, if relevant) and return them to your solicitor along with your original title deeds and other relevant information.

This may seem a lot to do, but once you've finished these tasks to the best of your ability, your solicitor can fully devote themselves to making the remaining conveyancing process run efficiently.

Our website explains all the forms and information mentioned; a good place to start finding out more is to click on Property Information Form TA6 explained

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels