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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Ingatestone


Ingatestone is a pleasant village located in the County of Essex just outside London. It is a popular place to live in because of its pleasant countryside and leisure facilities. Attractions include Hanningfield Reservoir which is a perfect place for families to go hiking and fishing. Other facilities nearby includes Rockeys Fun House, Ingatestone Hall and Mountnessing Windmill.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

What is the importance of a credit report?

As a first-time buyer looking to secure a mortgage, it is important to know how you’re viewed as a credit risk before applying. A credit report is important as it identifies what sort of risk you are, from the perspective of a potential lender. The report will also determine the maximum amount of money that you can borrow.

The three major credit reference companies, Equifax, CallCredit and Experience, normally offer a 30-day free trial; you should visit their website/s to find out more.
Top Mortgage Lenders 

Mortgage Types

Types of mortgages include, among others:

  • Repayment or Interest-only
  • Fixed or variable rate
  • Offset
  • Help to Buy
  • 'Helper'

Repayment mortgages are mainly aimed at residential clients and interest-only mortgages are for commercial clients only. The interest rates on these mortgages can either be fixed or track a rate. The Bank of England base rate is what affects interest rates that are not fixed.

Offset mortgages involve linking your mortgages with a savings account, and Help to Buy mortgages accompany a Government equity loan. Finally, Helper mortgages are ones in which the mortgagor is assisted by a 'helper' who normally signs over some funds to the lender as a guarantee until a certain amount of the mortgage is repaid.
CM4 0LU

Property Price Stats for Ingatestone


Average property price in Ingatestone £604,422
% Change compared to last year 11%
Population of Ingatestone 4,787 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Ingatestone

  • Radley Green Road, Ingatestone, Essex, CM4 0LU
  • The Meads, Ingatestone, Essex, CM4
  • High Street, Ingatestone CM4 9DW
  • Stock Lane, Ingatestone, Essex CM4
  • The Vale Stock, Ingatestone, Essex CM4 9PW

Local High Street Banks in Ingatestone

Find a mortgage lender near you:
Some branches may have closed down - Call 01245 330 486 for a Mortgage Broker covering Ingatestone

  • Lloyds Bank - 89 High St, Essex, Billericay CM12 9AT
  • Nationwide Building Society - 4a High St, Brentwood CM14 4AB
  • TSB - 88-89 High St, Chelmsford CM1 1DX

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

If you're buying, getting a structural assessment (Building Survey) of your property in Ingatestone from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Ingatestone is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability