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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Ipswich


Ipswich is a large town in Suffolk and its county town. It often features on lists of very desirable places to live in the UK. Landmarks include Christchurch Mansion and Ancient House, St Mary le Tower (a medieval church) and the East Suffolk County Hall, now an arts and events centre.

Ipswich hosts the University of Suffolk and Ipswich Football Club, whose home ground is at Portman Road.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Don't make multiple applications for credit

If you apply for lots of credit then every company you apply to will check your credit file. This could indicate that you are desperate for money and will have an impact on your credit score. Banks and building societies even check your credit score when you open a bank account.

Don’t worry, checking your credit score through Experian, Equifax or CallCredit will not affect your credit score.
Top Mortgage Lenders 

95% mortgages

As a rule, 95% mortgages are those which offer a 95% loan to value ratio (LVR) i.e. a lender grants you a loan of 95% of the purchase price of the house you're looking to buy.

Because the standard deposit is 10%, 95% is clearly a larger LTV than normal and you can expect to pay higher interest rates than normal on your mortgage.

You should bear in mind also that if house prices decline just 6%, you will technically be in negative equity; this is more acceptable if you're intending to stay put for a number of years (you might 'ride out' the price fall until prices rise again) but if you're intending to move again in the shorter term, you face selling your house for a lower price than you bought it for.
IP3 0FE

Property Price Stats for Ipswich


Average property price in Ipswich £189,782
% Change compared to last year 5%
Population of Ipswich 133,384 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Ipswich

  • 86 Siloam Place, Ipswich, IP3 0FE
  • 147 Freehold Road, Ipswich, IP4 5JP
  • 637 Bramford Rd, Ipswich IP1 5BD
  • 73 Cliff Ln, Ipswich IP3 0PQ
  • 189 Brunswick Rd, Ipswich IP4 4DB

Local High Street Banks in Ipswich

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Ipswich

  • Barclays - 1 Princes Street, Ipswich IP1 1PB
  • Ipswich Building Society - 46 Hening Avenue, Ipswich IP3 9QJ
  • TSB - 16 Buttermarket, Ipswich IP1 1BG

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Mortgage Broker Tips for the Conveyancing Process

By getting all of your signed documentation in to your solicitor in advance, you will get a better chance at a quick conveyancing process in Ipswich.

Until your solicitor has your mortgage deed, signed contract, transfer deed, ID and other relevant documentation, they will not be able to exchange. This is not helped by the fact that some documents must be posted.

If this is the case, send as much correspondence as you can in one go and always do so via recorded delivery. This way, you can track the documents, find out when they were received and who signed for them. Lost documents can slow down the process and be very frustrating for all, especially if you have to wait for replacements for originals!

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels