calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Merton


Merton is a London Borough, which was formed by joining the municipal boroughs of Mitcham, Wimbledon and Merton and Morden Urban District. Its main commercial areas are Morden, Mitcham and Wimbledon, which is the largest. Other smaller hubs include South Wimbledon, Wimbledon Park, Pollards Hill, Colliers Wood and Raynes Park

Merton hosts Merton Abbey Mills in Watermill Way, which is an alternative market in the former Liberty silk-printing works - an excellent place to visit on a weekend with a worldwide selection of cuisine choices. It also hosts Wandle Industrial Museum in London Road (Mitcham) which concentrates on the snuff & tobacco and textile industries.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Read your credit report – is the information correct?

Many bad credit scores could be down to having incorrect information.
 
a)  Is your name correct?
b)  Is your address correct?
c)    Are there any mobile phone contracts still showing?
 
Any information that is incorrect will be affecting your credit score. Using the address details stored in your credit file, write to any company that has incorrect information about you.
Top Mortgage Lenders 

Variable Rate Mortgage

These types of mortgages, also known as tracker mortgages and adjustable rate mortgages (ARM), involve repayments on the loan incurring an interest rate which is based on an index which reflects a lender's borrowing costs on the open market.

In the UK, the rate is normally a fixed figure added to the Bank of England's base rate. Each lender normally has a standard variable rate (SVR) based on this.
SW18 5EF

Property Price Stats for Merton


Average property price in Merton £682,182
% Change compared to last year 9%
Population of Merton 201,400


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Merton

  • 11 Wellington Road, Merton, London, SW19 8EQ
  • 232a Merton Rd, Wimbledon, London, SW19 1EQ
  • 29 Allenswood, Albert Drive, Wimbledon, London, SW19 6JX
  • 171 Graham Road, London, SW19 3SL
  • 10 Graham Road, London SW19 3SR

Local High Street Banks in Merton

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Merton

  • Barclays Bank Plc - 16-20 Morden Rd, London SW19 3BN
  • Lloyds Bank Plc - 94-96 High St, New Malden KT3 4EX
  • Natwest Bank Plc - 98 High St, Wimbledon, London SW19 5UA

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Start your mortgage application before you have found a property in Merton which you want to put an offer on..

  • Mortgage applications can be very drawn out and may not even be successful – you should have the certainty of a mortgage in principle before you buy, ideally.
  • A mortgage broker can help you find the right mortgage for your needs from more than 3,000 products on the market if they have access to the whole of the market (SAM Conveyancing's independent mortgage brokers all do).
  • Your mortgage broker can help you get together all the information you need so your application is processed as speedily as possible.

Click to book your FREE Mortgage Broker Consultation
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting