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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.



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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Middlesbrough


Middlesbrough, a large town, is on the south bank of the River Tees in North Yorkshire in North England. It has a strong historical association with the later period of the Industrial Revolution. Landmarks include Acklam Hall, the town's oldest domestic building (built 1678), the Transporter Bridge, the Tees Newport Bridge (a vertical lift bridge) and Middlesbrough town hall.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

What about County Court Judgements, Bankruptcy Orders and Defaults?

They are bad, but not the end of the world. They will stay on your file for 6 years and will play a factor in the decision to offer you a mortgage. Some mortgage lenders may take into consideration other factors such as several years of good credit scoring, continuous employment, savings and references. Speak to a SAM Conveyancing Mortgage Broker for the best advice on this.
Top Mortgage Lenders 

Repayment Mortgage

These are now the only type of mortgage open residential home buyers. As they sound, you repay the mortgage by paying back some of the interest each month as well as some of the capital you've been loaned. The mortgage is fully repaid once you've successfully made all the monthly payments for the whole term (traditionally 25 years).

Repayment mortgages are distinct from interest-only mortgages, where you simply pay back the interest on the mortgage loan each month and at the end of the mortgage period, you repay the capital with money you've saved elsewhere. Monthly repayments are therefore cheaper than for repayment mortgages, however there's no set vehicle for saving up the capital to be repaid.
TS5 7JJ

Property Price Stats for Middlesbrough


Average property price in Middlesbrough £137,567
% Change compared to last year 0%
Population of Middlesbrough 144,150 (2015)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Middlesbrough

  • 52 Haxby Close, Middlesbrough TS5 7JJ
  • 63 Jocelyn Way, Middlesbrough TS5 8FA
  • 112 Ayresome St, Middlesbrough TS1 4PE
  • 219 Bishopton Rd, Middlesbrough TS4 2RL
  • 14 Chipchase Rd, Middlesbrough TS5 6DD

Local High Street Banks in Middlesbrough

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Middlesbrough

  • Lloyds - 83/85 Linthorpe Rd, Middlesbrough TS1 5BU
  • Barclays - Unit 1 Centre Mall, The Mall, Middlesbrough TS1 2NR
  • Virgin Money - 45 Linthorpe Rd, Middlesbrough TS1 5BS

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

If you're buying, getting a structural assessment (Building Survey) of your property in Middlesbrough from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Middlesbrough is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability