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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.



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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Oxford


Oxford is a city chiefly known as the location of Oxford University, the oldest in the English-speaking world and internationally renowned. It is also an important industrial and commercial centre and is surrounded by beautiful spaces such as Port Meadow. Its architecture is highly varied (some colleges were originally built many hundreds of years ago, chiefly University College) and it is a hotbed of culture and entertainment.

Among many attractions are the Pitt Rivers Museum of archaeology and anthropology in South Parks Road; the Creation Theatre Company in Becket Street - it does Shakespeare but with its own fantastic take on things - and the Bridge of Sighs in New College Lane is always lovely to see.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Keep in mind your APRs at all times

You should always be aware of how much your borrowing is costing you and look to pay off high interest debts and rather run debt up on items with lower APRs.

A lower APR means lower interest payments which means less cash to shell out.
Top Mortgage Lenders 

Joint Mortgage

Joint mortgages are mortgages which two (or more) people take out to buy a property typically when they live together. The mortgage sum granted is calculated according to 2 (or more) incomes and so is a way of getting a larger mortgage than if one person alone was applying for one.

The other side of a joint mortgage is that all of the borrowers are equally joint and severally liable . This means that if, for example, one person defaults on the required repayments, then the lender can pursue all parties on the mortgage to recover the money owed and ultimately it can repossess your home even if you yourself, out of all the signatories on the mortgage, have been making the correct, timely repayments.
OX2 6AD

Property Price Stats for Oxford


Average property price in Oxford £473,854
% Change compared to last year 7%
Population of Oxford 150,200


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Oxford

  • 1B Blackthorn Close, Oxford, OX3 9JF
  • Watergate, Haseley Road, Little Milton, Oxford, Oxfordshire OX44 7QE
  • Bretia Bank, Thame Road, Great Milton, Oxfordshire, OX44 7NY
  • 35a Bagley Wood Road, Kennington, Oxfordshire, OX1 5LY
  • 15 Badgers Walk, Oxford, Oxfordshire, OX4 2GW

Local High Street Banks in Oxford

Find a mortgage lender near you:
Some branches may have closed down - Call 01865 922 089 for a Mortgage Broker covering Oxford

  • Barclays Bank Plc - 54 Cornmarket St, Oxford OX1 3HB
  • Lloyds Bank Plc - 1-5 High St, Carfax, Oxford OX1 4AA
  • HSBC Bank Plc - Banbury Road, 267 Prama House, Oxford, Summertown OX2 7HY

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
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Mortgage Broker Tips for the Conveyancing Process

Receiving a gifted deposit? Ensure that the donor/s have their IDs and proof of funds to hand.

When you instruct a solicitor to buy or sell a property, you need to give them proof of ID and address and proof of funds. 

If you're being helped with deposit funds from family members etc., your solicitor will want to know who these people are and where their money in turn has come from and they will have to prepare a signed and witnessed gifted deposit declaration.

Ensuring that anyone gifting deposit funds to you has these items in readiness guards against unnecessary delays.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels