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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Purley


Purley is an area in South London just south of Croydon and around 12 miles south of Central London. Its centre has large supermarkets, estate agents, restaurants and bars - Purley Way is one of the largest retail hubs in the UK. When you go through the area, it's hard not to spot the tall chimneys which used to be part of a power station but have been retained by IKEA, the present owner of the site.

The hub of Croydon is very near, with its own shopping options and entertainment including, for example, the Fairfield Halls, where you can hear all manner of music concerts. Purley has a Vue Cinmea in Hesterman Way.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Pay off debts with savings

Information about any debt you owe to lenders and institutions can be accessed by other lenders and too much debt held generally lessens your credit score.

It invariably makes sense to pay off debts using your savings; the chances are any returns you make on savings are likely to be smaller than the interest and charges you have to pay for holding debt.
Top Mortgage Lenders 

Bridging Finance

Bridging finance is not strictly a type of mortgage but is often strongly connected to mortgaging. Strictly speaking it is short term – and relatively expensive – funding which is often used to:

  • Bridge the finance gap between selling a property and purchasing another;
  • Help buy dilapidated properties to 'do up'; and
  • Help buy auction properties.
Lenders need to be satisfied that bridging finance can be repaid and normally require lending to be secured against other residential or commercial properties held, whether a first or second charge.

It is normally relatively quick to arrange and is set up on a bespoke basis.
CR8 2HW

Property Price Stats for Purley


Average property price in Purley £482,456
% Change compared to last year 12%
Population of Purley 14,000 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Purley

  • Flat 3, 26 Russell Hill, Westbury, Purley, CR8 2JA
  • 64 Hyde Road, South Croydon, CR2 9NQ
  • 47 Hartley Hill, Purley, CR8 4EQ
  • Flat 3, Faygate Court, 218 Pampisford Road, South Croydon, CR2 6BY
  • Flat 7, 31 Birdhurst Road, South Croydon, Surrey, CR2 7EF

Local High Street Banks in Purley

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Purley

  • Lloyds Bank Plc - 942 Brighton Rd, Purley CR8 2LP
  • Barclays Bank Plc - 953 Brighton Rd, Purley CR8 2YH
  • Santander Bank Plc - 938 Brighton Rd, Purley CR8 2LP

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Mortgage Broker Tips for the Conveyancing Process

By getting all of your signed documentation in to your solicitor in advance, you will get a better chance at a quick conveyancing process in Purley.

Until your solicitor has your mortgage deed, signed contract, transfer deed, ID and other relevant documentation, they will not be able to exchange. This is not helped by the fact that some documents must be posted.

If this is the case, send as much correspondence as you can in one go and always do so via recorded delivery. This way, you can track the documents, find out when they were received and who signed for them. Lost documents can slow down the process and be very frustrating for all, especially if you have to wait for replacements for originals!

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels