calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Reading


Reading is a large town in Berkshire. It combines excellent shopping and great leisure options with many housing choices. It hosts the University of Reading, the annual Reading Festival (in Little John's Farm on Richfield Avenue) and a number of prominent theatres including the Hexagon. The town also has 5 Grade I listed buildings including Reading Abbey and Greyfriars Church.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Hold off applying for credit until old issues have expired

Bankruptcy and county court judgments stay on your file for six years and data about applications for a year.

It's therefore worth leaving applications until problems such as these have been removed from your file to boost your chances of success.
Top Mortgage Lenders 

Discount Mortgage

Discount mortgages are another variant of variable mortgages but the discount is linked to the lender's standard variable rate (SVR) as opposed to the Bank of England's base rate. One of the risks involved is that the lender, if stated within its terms & conditions, can reserve the right to increase its rate independently of any movement – or non-movement – of the Bank of England base rate.

The discount normally applies during a fixed, agreed term and all mortgages that have a fixed term normally require a mortgagor to pay a large early repayment charge if they opt to leave early.
RG2 7QA

Property Price Stats for Reading


Average property price in Reading £320,386
% Change compared to last year 13%
Population of Reading 155,700


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Reading

  • 186 Kentwood Hill, Tilehurst, Reading, RG31 6DL
  • 8 Matlock Road, Caversham Heights, Reading, Berkshire, RG4 7BS
  • 3 Rotherfield Way, Reading, Berkshire, RG4 8PJ
  • 10 Stanbury Gate, Spencers Wood, Reading, RG7 1SR
  • 44 Birdhill Avenue, Reading, RG2 7JU

Local High Street Banks in Reading

Find a mortgage lender near you:
Some branches may have closed down - Call 0118 324 0432 for a Mortgage Broker covering Reading

  • HSBC Bank Plc - 26 Broad St, Reading RG1 2BU
  • Metro Bank Plc - Broad Street Mall, 201 Broad St, Reading RG1 7QA
  • Nationwide Building Society - 1 Station Rd, Reading RG1 1LG

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in Reading, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


Click to book your FREE Mortgage Broker Consultation*
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting