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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Ripley


The village of Ripley in Surrey County dates back to the Norman Invasion (St Mary Magdalen, a local church, has a chancel contructed c. 1160). It is a thriving place with many listed buildings, independent shops, hostelries and restaurants. Ripley used to be the post town of the area, but Woking took this mantle over in 1865.

It has more shopping facilities etc than nearby Send, Send Marsh and Ockham. Entertainments such as Thorpe Park and Windsor Castle are within easy travelling distance.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Limited record with credit? Take up a credit card

To develop and enhance your credit score, you'll need to have a credit record. One strategy is to apply for a credit card and use it to pay off a small loan or bill payment. Each timely repayment you make will help your credit score.

If you choose to do this, please make sure that you don't default on any repayments – defaulting on repayments negatively impacts your credit score and the affect negative effect outweighs the positive effects of making the repayments on time. Only ever take on debt which you can afford to repay.
Top Mortgage Lenders 

Flexible Mortgage

Mortgages sold as flexible mortgages normally include features such as the ability of the mortgagor to overpay and underpay without penalty and to take payment holidays.

In theory, all mortgage variants might be tweaked by lenders to offer this type of flexibility. However you should be aware that you'll be paying for this to be the case and should only pay extra if you are likely to benefit greatly from the flexible aspects which you ask for.
GU23 6BB

Property Price Stats for Ripley


Average property price in Ripley £519,626
% Change compared to last year 5%
Population of Ripley 20,807


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Ripley

  • Compton, Send Hill, Send, Surrey, GU23 7HR
  • 29 Davos Close, Woking, Surrey, GU22 7SL
  • 1 Randolph Close, Woking, Surrey, GU21 2NF
  • Elmgrove, Clews Lane, Woking, Surrey, GU24 9DZ
  • 24 Norfolk Farm Road, Pyrford, Surrey, GU22 8LW

Local High Street Banks in Ripley

Find a mortgage lender near you:
Some branches may have closed down - Call 01483 802 485 for a Mortgage Broker covering Ripley

  • Lloyds Bank Plc - 27-29 Oxford St, Ripley DE5 3QT
  • Nationwide Building Society - 11 Oxford St, Ripley DE5 3AG
  • Barclays Bank Plc - 1 High St, Ripley DE5 3AE

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Be in constant communication with your solicitor regarding your conveyancing in Ripley.

Your solicitor will be working hard for you from the get go. If something unforeseen arises, you change your mind about the property, a bereavement means you are unable to go ahead at this time and so on, inform your solicitor as soon as possible. 

By doing so, unnecessary and time-consuming work which later needs to be rectified can be avoided.

It also makes sure that all of your legal documents are accurate and the service you receive continues to be specifically tailored to your circumstances and needs.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels