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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Sidcup


Sidcup is a district in south-east London, in Bexley Borough, around 11 miles from the capital's centre. Its housing stock includes Victorian, Edwardian and period houses as well as more modern stock.

Two landmarks are Sidcup Manor House and the Victorian Manor House, both of which have intriguing architecture. It has many shopping parades as well as well-established supermarkets. Sidcup Family Golf is a dream for adults who like golf and would like to share the fun with their children - this attraction is on the Sidcup By Pass in Chislehurst, within easy reach.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Stability helps applications for credit

Lenders tend to favour apparent stability when it comes to granting credit. So staying at the same address (particularly if you are a homeowner rather than a renter), working at the same place and banking at the same bank tend to help.

Consistency in applications, particularly over a long period, helps, such as using the same or similar job title and keeping the same phone number and email address.
Top Mortgage Lenders 

Lifetime Mortgage

A lifetime mortgage is a type of equity release and is a long term loan secured on a property, where the amount borrowed depends on the age of the applicant and the value of their property.

It differs from a standard mortgage because the borrower doesn't have to make any repayments at all before the end of the plan.
DA14 4RQ

Property Price Stats for Sidcup


Average property price in Sidcup £341,095
% Change compared to last year 12%
Population of Sidcup 10,844 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Sidcup

  • 36 Royal Road, Sidcup, Greater London DA14 4RQ
  • 19 The Chevenings, Sidcup, Kent, DA14 4LA
  • 45 Hurst Road, Sidcup, DA15 9AE
  • 39 Haddon Grove, Sidcup DA15 8NA
  • 29 Larch Grove, The Hollies, Sidcup, Greater London. DA15 8WQ

Local High Street Banks in Sidcup

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Sidcup

  • Lloyds Bank Plc - 60 High St, Sidcup DA14 6EJ
  • Barclays Bank Plc - 91 High St, Sidcup DA14 6DH
  • Halifax Bank Plc - 66/, 68 High St, Sidcup DA14 6DS

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

If you're buying, getting a structural assessment (Building Survey) of your property in Sidcup from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Sidcup is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability