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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Sittingbourne


Sittingbourne is a town in the Swale District of Kent County in south-east England, around 45 miles east south-east of Central London. It is beside Watling Street Roman road and next to the Swale, a strip of water separating Kent from the Isle of Sheppey. Landmarks include the Holy Trinity Church and Sittingbourne Heritage Museum.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Only apply for credit which you are likely to be granted

You should be realistic about applying for credit in terms of whether you are likely to be successful in applying for it. The best preparation is to find out what your recent credit score is and to check your recent credit report.

Every time you fail in an application for credit, it negatively impacts your credit score – it's worth waiting 3 months after a failed application before you apply for credit again.
Top Mortgage Lenders 

Fixed Rate Mortgage

Your repayments for a fixed rate mortgage are calculated according to an agreed interest rate charged on your loan and the terms operate for an agreed fixed period.

People take up this kind of mortgage because it means the repayment you make is the same each month for the period of the fix, which offers security and peace of mind in an uncertain world. If the Bank of England were suddenly to raise its rates, you would gain by not having to increase your repayment sums, for example.

The interest rate may be more expensive, however, than a variable rate offered at the start of the fixed period. Additionally, if you wish to leave the arrangement, you normally have to pay a very large early repayment charge to your lender. However, when you come to the end of the fixed period, you can then set up another fixed term – you could approach another lender offering a more competitive rate for this – or you can opt to stay on the lender's standard variable rate (SVR) where payments can move up and down but you can change out of this at any time without penalty.
ME9 8FP

Property Price Stats for Sittingbourne


Average property price in Sittingbourne £209,730
% Change compared to last year 11%
Population of Sittingbourne 64,100 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Sittingbourne

  • 12 All Saints Close, Iwade, Sittingbourne, KENT ME9 8FP
  • 16 Central Ave, Sittingbourne, KENT ME10 4AA
  • 79 High Street, Newington, Sittingbourne, Kent ME9 7JJ
  • 28 Playstool Rd, Newington, Sittingbourne, Kent ME9 7ND
  • 6 Gas Road, Sittingbourne, KENT ME10 2QD

Local High Street Banks in Sittingbourne

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Sittingbourne

  • Santander - 106-108 High Street, Sittingbourne, Kent ME10 4PP
  • Nationwide - 91 High Street, Sittingbourne, Kent ME10 4AJ
  • Natwest - 87 High Street. Sittingbourne, Kent ME10 4AU

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

  • If you are using a mortgage to purchase your home in Sittingbourne and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
  • Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can. 
  • This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation. 
  • Please note the mortgage valuation and a building survey are two different things.

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