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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in South London


South London is the southern part of London and includes these London boroughs - Bexley, Bromley, Croydon, Greenwich, Kingston, Lambeth, Lewisham, Merton, Richmond, Southwark, Sutton and Wandsworth. It is easiest understood by including all of Greater London which is south of the River Thames (and excluding anything north of it).

Iconic landmarks include the facade - and particularly cooling towers - of Battersea's disused power station. The world's first public railway was opened in 1803 and ran between Croydon and Wandsworth. Open spaces include Wandsworth Common, Streatham Common, Wimbledon Common and Richmond Park. Bordering counties are Kent and Surrey, with North London to the north of the River Thames.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Start by checking all your credit scores

You won't know how lending organisations view you as a credit risk unless you check what score you've been given by the 3 main reference agencies.

If there are any mistakes, you can apply to them to correct them and if you have to take action to improve your situation, then you'll know to do so. You should recheck your credit scores at regular intervals and particularly before you try to take out a large loan.
Top Mortgage Lenders 

Variable Rate Mortgage

Variable rate mortgages are mortgage loans where the interest rate payable on the loan can go up or down because it moves along with an underlying index, most commonly the Bank of England base rate (although your lender may have the right to change the rate autonomously, without there being any change in the base rate).

Often, the initial interest rate charged on this kind of mortgage can be cheaper than that offered in a fixed rate mortgage, however this is subject to change. One plus of a variable rate mortgage is that you can leave it at any time without charge; in comparison, early repayment charges levied for leaving a fixed interest mortgage are very high.
SW15 2TR

Property Price Stats for South London


Average property price in South London £481,797
% Change compared to last year 9%
Population of South London 2,900,000 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN South London

  • Flat 9, 137 Upper Richmond Road, London SW15 2TR
  • 232a Merton Rd, Wimbledon, London, SW19 1EQ
  • 11 Fitzwilliam Road, Clapham, London, SW4 0BW
  • 5 Peckford Place, Brixton, London SW9 7BS
  • 79 Pullman Court, Streatham Hill, London, SW2 4ST

Local High Street Banks in South London

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering South London

  • TSB - 12-13 Clapham Common South Side, London SW4 7AD
  • Natwest - 358 S Lambeth Rd, London SW8 1UG
  • HSBC - 512 Brixton Rd, Brixton, London SW9 8ER

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

If your home purchase in South London is being financed with the help of family and friends, making sure your solicitor has all of the information in good time can speed up the conveyancing process.

Your solicitor will need proof of funds, ID and relevant documentation where there is a loan or a gift. Without these documents, you may not be able to exchange until your solicitor has them in his hands.

Even then, a mortgage lender may be unwilling to lend where there is an unregistered interest, i.e. the financial interest of this third party, over the property.

As things can get so complicated, it is important to get things sorted out from the outset so your solicitor can get working on it as soon as possible.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels