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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Southall


Southall is a district of West London in Ealing Borough. It has a vibrant community with an ethnically diverse population. It is around 10 miles west of Central London.

Southall's main high street has many boutiques, selling diverse goods and there are many cafes and restaurants. It hosts the Gurdwara Sri Guru Singh Sabha, revered among Sikhs, and it has the charming Norwood Green enclave, which has a village feel and an excellent pub in The Plough.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Don't use unauthorised overdraft facilities

If you've set up an authorised overdraft facility with a bank, don't exceed your limit. Fees and interest charged on unauthorised overdrafts are generally extortionate and can damage your credit rating.

You should either restrict your outgoings to keep within your limit or, if you have to, find a cheaper source of finance, such as a loan.
Top Mortgage Lenders 

Family Offset Mortgage

These mortgages, which are a type of offset mortgage, typically involve family members placing their savings into an account linked the mortgagor's mortgage, and their savings interest is deducted from the mortgage interest, making the mortgage cheaper.

The lender often requires that the savings are 'locked in' for some considerable time (can be many years) until, for example, 75% of the mortgage is paid off. During this time, the family members cannot use the savings interest as income at all – it is tied in to being deducted from the mortgage.
UB1 1PY

Property Price Stats for Southall


Average property price in Southall £312,936
% Change compared to last year 11%
Population of Southall 69,857 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Southall

  • 14 Kingsbridge Road, Southall, UB2 5RT
  • 40 Park View road, Southall, Middx, UB1 3HJ
  • 13 Deck Court, The Boat Yard, Tentelow Lane, Southall Middx, UB2 4FD
  • 5 Sangam Close, Southall, UB2 5JB
  • 40 Lancaster Road, Southall, Middlesex, UB1 1NW

Local High Street Banks in Southall

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Southall

  • Lloyds Bank Plc - 25 The Broadway, Southall UB1 1JT
  • Metro Bank Plc - 8, Hayes Bridge Retail Park, Uxbridge Rd, Southall UB4 0RH
  • Natwest Bank Plc - 69 The Broadway, Southall UB1 1LD

Book a Free Mortgage Broker Consultation
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Appointments available today
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Mortgage Broker Tips for the Conveyancing Process

Communicating using the fastest and most efficient methods can really speed up conveyancing in Southall.

The last thing you want is to be ready for exchange but still be waiting on outstanding documents. To avoid unnecessary delays, if you have a question for your solicitor, the quickest thing to do is pick up the phone. Emailing with scanned attachments can be faster than posting documents.

If you do need to send any documents, make sure you use recorded delivery. This will avoid the horrible situation that the documents are lost in the post and you have to wait for replacements.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels