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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Southend on Sea


Southend is a seaside town in Essex, north of the Thames estuary, 40 miles east of Central London and has the longest leisure pier in the world. It has its own airport (mainly domestic with some European flights) and its railway station gives good access to London, via Liverpool Street. It has great shopping, hosts festivals and its Focal Point Gallery is a great place to view visual artistry.

There are many attractions and landmarks in the locale. Two Tree Island is a wildlife nature reserve, Cliffs Pavilion is an arts venue with 2 theatres and panoramic dining and Hadleigh Castle is worth a visit - it's a 13th century ruined castle which overlooks the Thames estuary and the Essex marshes.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Don't hold and max out just one credit card

If you're close to maxing out the credit on the only credit card you hold, you'll be less able to respond, e.g., to an emergency – you might suddenly, for example, need to pay a mechanic to fix your car. This is a good reason to hold at least one other unused credit card.

You may also protect your credit score better: people who max out a single credit card are often regarded as being more likely to miss future repayments.
Top Mortgage Lenders 

Current Account Mortgage

Current account mortgages are a version of offset mortgage where your current account and mortgage are converted to one account. The idea is that when you get paid, the credit reduces your mortgage sum, so mortgage repayments become cheaper, however the more of your pay you use, the more that the repayments rise to 'normal' levels.

The more your account is in credit, the more capital you'll pay off. You can't normally access discounted rates with this kind of mortgage.
SS0 7LN

Property Price Stats for Southend on Sea


Average property price in Southend on Sea £236,671
% Change compared to last year 10%
Population of Southend on Sea 174,800


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Southend on Sea

  • 54 Tintern Avenue, Amersham on the Hill, Southend on Sea, Essex, SS0 9QH
  • 36 Claremont Road, Westcliff-on-sea, Essex, SS0 7DZ
  • Top Floor Flat, 7 Devereux Road, Southend on Sea, Essex, SS1 1DR
  • Hamlet Ct Rd, Westcliff-on-Sea, Essex, SS0 7LN
  • Eastwood Rd N, Leigh-on-Sea, Essex, SS9 4LS

Local High Street Banks in Southend on Sea

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Southend on Sea

  • Barclays Bank Plc - 127 High St, Southend-on-Sea SS1 1LH
  • Lloyds Bank Plc - 77 High St, Southend-on-Sea SS1 1HT
  • Metro Bank Plc - Victoria Business Centre, G19-G21 The 2NG, 208 London Rd, Southend-on-Sea SS1

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
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Mortgage Broker Tips for the Conveyancing Process

Instructing a solicitor even before your offer has been accepted can hugely speed up the conveyancing process.

By instructing a solicitor as early as possible, you have already made a headstart into working towards completion. 

By the time your offer on a Southend on Sea property has been accepted, your solicitor can have your documents in place, have conducted all financial checks and online ID that must be carried out and the seller will see how intent you are on completing in good time.

The process will be as smooth as possible and your organisation could increase your chance quick completion.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels