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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in St Austell


St Austell is one of the largest towns in Cornwall and was originally a medieval church town. It was for centuries an important mining town which brought additional commercial and service functions to surrounding area. Within the town there is a variety of places to visit such as notable buildings and houses which include The Parish Church, Thin End and The old Town Hall which is built in the Italian Renaissance style.

Popular places to visit nearby include The Lost Gardens of Heligan and the Eden Project which is now the most popular tourist attraction in Cornwall as well as St Austell Brewery which is known as one of the oldest businesses in the county.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Increase your credit score - Register to Vote!

This is an easy way to increase your credit score as well as voicing your opinion. It is so simple to do, just apply to the Government through the following link
Top Mortgage Lenders 

First Time Buyer Mortgage

Mortgages can be stressful and confusing when you are a first-time buyer. Happily there are mortgages designed for you in terms of their suitability. During the application process, lenders gather all the information necessary to calculate matters such as what is the maximum amount you can borrow and what is the best type of mortgage suited to your needs.
PL25 3HT

Property Price Stats for St Austell


Average property price in St Austell £225,687
% Change compared to last year 10%
Population of St Austell 19,958 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN St Austell

  • Graham Ave, Saint Austell PL25 4LZ
  • Poltair Ave, Saint Austell PL25 4LY
  • Lostwood Rd, Saint Austell PL25 4JR
  • Park Way, Saint Austell PL25 4HR
  • Penhaligon Way, Saint Austell PL25 3AR

Local High Street Banks in St Austell

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering St Austell

  • Natwest - 1 Church St, Saint Austell PL25 4AW
  • TSB - 4 Church St, Saint Austell PL25 4AT
  • Lloyds Bank 14, Mount Charles, Saint Austell PL25 5AZ

Book a Free Mortgage Broker Consultation
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Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Getting financial help towards your deposit from a family member?

To save yourself delays in the conveyancing process further down the line:

1 The family member must decide whether it's a gift or a loan.
2 If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.

The correct information must be set down and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender as this can sometimes cause issues.

For further information about these matters, including a useful template, please click on Gifted Deposit Letter

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*Fixed Fee – No Sale No Fee – On all Major Lender Panels