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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in St John's Wood


St Johns Wood is an upmarket district in the north west of Central London. It has excellent boutiques in its streets and is the location of Lords Cricket Ground. It is a very short walk to Primrose Hill, which gives excellent views over London and is also close to Regent's Park, which contains London Zoo and Camden, world-famous for its markets and its entertainments and nightlife. Hampstead, with its Heath, is not far to the north.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Check your main 3 credit scores

There are currently 3 main credit reference agencies, namely Equifax, Experian and Callcredit. Each one can hold slightly different information about you and has a different algorithm for calculating your credit score.

By checking the files of all 3 companies, you can ensure you eradicate any mistakes and best inform yourself of the likelihood that your application for a loan, for example a mortgage, will be accepted.
Top Mortgage Lenders 

Repayment Mortgage

If you are a residential home buyer buying with a mortgage, you will be taking out this kind of mortgage (interest-only mortgages can only be accessed by commercial buyers).

With a repayment mortgage, over the mortgage term – most often 25 years – you make monthly payments with part going towards paying off the interest on the loan and part going towards paying off the capital. As the term progresses and you pay more of the capital off, the interest element becomes smaller so more of your payment goes towards paying down the capital.

If you make all your monthly payments, you will have paid off the mortgage entirely by the end of the term and will then hold the full equity of your property yourself.
NW6 1PJ

Property Price Stats for St John's Wood


Average property price in St John's Wood £1,605,107
% Change compared to last year 19%
Population of St John's Wood 27,997 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN St John's Wood

  • Flat 31 Nexus Court, Malvern Street, Maida Vale, London, NW6 5AT
  • Flat 3, 15 Kingdom Road, West Hampstead, London, NW6 1PJ
  • Flat 16 Beechworth, Willesden Lane, London, NW6 7YZ
  • Flat 16 Beechworth, Willesden Lane, London, NW6 7YZ
  • Flat 6, Somerset House, 31 Dartmouth Park Hill, London NW5 1HR

Local High Street Banks in St John's Wood

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering St John's Wood

  • Barclays Bank Plc - 40 Wellington Rd, St John's Wood, London NW8 9TJ
  • Santander Bank Plc - 388-390 Edgware Rd, Marylebone, London W2 1DR
  • Lloyds Bank Plc - 185 Baker St, Marylebone, London NW1 6XB

Book a Free Mortgage Broker Consultation
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Appointments available today
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Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

If your home purchase in St John's Wood is being financed with the help of family and friends, making sure your solicitor has all of the information in good time can speed up the conveyancing process.

Your solicitor will need proof of funds, ID and relevant documentation where there is a loan or a gift. Without these documents, you may not be able to exchange until your solicitor has them in his hands.

Even then, a mortgage lender may be unwilling to lend where there is an unregistered interest, i.e. the financial interest of this third party, over the property.

As things can get so complicated, it is important to get things sorted out from the outset so your solicitor can get working on it as soon as possible.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels