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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in St Leonards-on-Sea


St Leonards-on-Sea is an affluent, self-contained coastal town which lies to the west of central Hastings in Hastings Borough in East Sussex. Landmarks and attractions include Warrior Square Gardens, Gensing Gardens and Kino-Teatr, a truly fascinating space in Norman Road offering cinema, live performances and an excellent gallery.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Pay off debts with savings

Information about any debt you owe to lenders and institutions can be accessed by other lenders and too much debt held generally lessens your credit score.

It invariably makes sense to pay off debts using your savings; the chances are any returns you make on savings are likely to be smaller than the interest and charges you have to pay for holding debt.
Top Mortgage Lenders 

Variable Rate Mortgage

Variable rate mortgages are mortgage loans where the interest rate payable on the loan can go up or down because it moves along with an underlying index, most commonly the Bank of England base rate (although your lender may have the right to change the rate autonomously, without there being any change in the base rate).

Often, the initial interest rate charged on this kind of mortgage can be cheaper than that offered in a fixed rate mortgage, however this is subject to change. One plus of a variable rate mortgage is that you can leave it at any time without charge; in comparison, early repayment charges levied for leaving a fixed interest mortgage are very high.
TN37 6PX

Property Price Stats for St Leonards-on-Sea


Average property price in St Leonards-on-Sea £189,424
% Change compared to last year 8%
Population of St Leonards-on-Sea 10,001


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN St Leonards-on-Sea

  • 115 Vale Rd, St Leonards-on-Sea, East Sussex, TN37 6PX
  • 31 Perth Rd, St Leonards-on-Sea, TN37 7EQ
  • 23 St Peters Road, St Leonards-on-Sea, TN37 6JG
  • 13 Eversley Rd, St Leonards-on-Sea, TN37 6QD
  • 7 Braybrooke Close, Hastings, TN34 1TB

Local High Street Banks in St Leonards-on-Sea

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering St Leonards-on-Sea

  • Barclays - 2-6 Sedlescombe Rd N, Saint Leonards-on-sea TN37 7DQ
  • Nationwide Building Society - 40 London Rd, Saint Leonards-on-sea TN37 6AN
  • Lloyds - 395-397 London Rd, Hastings, Saint Leonards-on-sea TN37 6PH

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

For fast conveyancing in St Leonards-on-Sea, the trick is to choose the right solicitor from the outset.

  • Whilst this may seem like an obvious one, it's not just the standard of reviews that means a solicitor is good. It is also the volume of work. 
  • You need someone who values high communication levels and will work with your best interests in mind at all times. If a solicitor is overworked, your case may get overlooked, which can increase the chance of delays and poor prioritisation of clients. 
  • At SAM Conveyancing we aim for completion within 6-8 weeks. For us, we make sure your deadline is as achievable as possible.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels