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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in St Neots


St Neots is a thriving market town and the largest town in Cambridgeshire County and is around 49 miles north of London. It is very popular with tourists and combines a commercial centre with an older, more historic market town ambience. Landmarks and attractions include Riverside Park, St Neots Museum, Eaton Socon lock-up and Day Column.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Private tenant? Consider using Credit Ladder

If you're a private tenant and regularly pay your rent on time, you may wish to consider using Credit Ladder to help improve your credit rating.

You pay your rent to Credit Ladder - it's a free service – then Credit Ladder passes the money onto your landlord or letting agent, after which it informs Experian as to whether the payment has been made on time. The data is due to be visible to lenders from the end of 2017 onwards.
Top Mortgage Lenders 

Standard Variable Rate Mortgage

A standard variable rate mortgage is one where the interest you pay on your mortgage loan to your lender is normally a few percentage points above the Bank of England base rate. The rate can vary, not only along with movements in the base rate but also because the lender decides to vary it.

If you have a standard variable rate mortgage, you'll have to ensure that you can make your repayments even if the rate changes against your favour and thus there Is an inherent uncertainty about this. You can, however, leave this kind of mortgage at any time without penalty and opt to take on, for example, a fixed rate mortgage or a discount mortgage.
PE19 6GQ

Property Price Stats for St Neots


Average property price in St Neots £240,474
% Change compared to last year 13%
Population of St Neots 40,000 (2014)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN St Neots

  • 17 Embry Drive, St Neots, Cambridgeshire, PE19 6GQ
  • 51 Chapman Way, Eynesbury, St Neots, PE19 2HD
  • 3 Berkley Terrace, Eynesbury, St Neots, PE19 2NF
  • 16 The Crescent Eaton Socon, St Neots, PE19 8HF
  • 10 Booth Way, Little Paxton, St. Neots PE19 6JR

Local High Street Banks in St Neots

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering St Neots

  • Barclays - 41 High St, Saint Neots PE19 1AS
  • Lloyds - 17-19 Market Square, Saint Neots PE19 2BQ
  • Norwich & Peterborough Building Society - 1 High St, Saint Neots PE19 1BU

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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in St Neots, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


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*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting