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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Staines


Staines is a pleasant town on the River Thames 17 miles west south-west of Central London. The River Thames flows through Staines allowing for walks all the way through to Richmond and London. Other attractions include The Lino Statue found on the High Street, Staines Bridge across the Thames and the very large Vue cinema complex situated on Mustard Mill Road.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Get a Credit Card

A credit scoring agency needs for you to have a credit in order for them to score you. Get a credit card, use it and pay it off in full. You must pay it off in full, otherwise you will worsen your credit score. Your credit report will start to show a credit where you borrow money and pay it off –this is exactly what mortgage lenders want to see.

Remember, use it and pay it off every month, otherwise this won’t work. If you have struggled getting a credit card before, go to a company that offers credit cards to people with bad credit rating. The interest rate will be through the room, but don’t worry, because you are paying off the balance every month you won’t incur any interest penalties.
Top Mortgage Lenders 

Fixed Rate Mortgage

This type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. Their advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor).

Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can opt renew a fixed rate contract.
TW18 4PJ

Property Price Stats for Staines


Average property price in Staines £330,277
% Change compared to last year 11%
Population of Staines 7,861


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Staines

  • 23 Aspen Close, Staines upon Thames, Middx, TW18 4SW
  • 24 St Olaves Close, Staines, Middlesex TW18 2LH
  • 4 Guildford Street, Staines, Middlesex, TW18 2EQ
  • 15 Nuthatch Close, Staines upon Thames, Middlesex,TW19 7BN
  • 30 The Doultons, Octavia Way, Staines upon Thames, Middx, TW18 2QX

Local High Street Banks in Staines

Find a mortgage lender near you:
Some branches may have closed down - Call 01344 567 887 for a Mortgage Broker covering Staines

  • Nationwide Building Society - 5/7 William Street, Windsor, SL4 1ED
  • Santander Bank Plc - 97 Peascod Street, Windsor, Berkshire, SL4 1AZ
  • Halifax Bank Plc - 26 Peascod Street, Windsor, SL4 1DU

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Get your signed documents to your conveyancing solicitors as soon as possible.

Your solicitor cannot exchange on your property in Staines until they have received your signed contract, transfer deed, mortgage deed and anything else required. Therefore it is so vital that you complete these as soon as possible and send them by the fastest possible method.

Often your solicitor will only accept signed originals of certain documents. Therefore it is important to account for slow postal delivery options.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels