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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Stockport


Stockport is in Greater Manchester, around 7 miles south-east of Manchester town centre and the town is the largest in Stockport borough. Famous landmarks include the Stockport Viaduct (built 1840), Underbank Hall and Vernon Park.

You can visit Hat Works in Wellington Mill, which showcases Stockport's hat-making history and is the only museum devoted to this subject in the UK. For leisure, you can visit Bramall Hall, beautiful parkland with woods and trails, set around a Tudor manor house.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Lower your credit utilisation ratio

The credit utilisation ratio is how much credit you've taken up as a portion of how much credit you've been offered. Your credit score will generally rise the lower this ratio is. As a general rule, you should always keep the ratio below 50% overall and considerably lower if possible.

If you have more than one credit card you should also be aware of the utilisation ratio overall and per card, because credit reference agencies take all the measure into account.
Top Mortgage Lenders 

Capped Rate Mortgage

Capped rate mortgages are variable rate mortgages with an agreed cap on how high the rate – and therefore your repayments – can rise.

The rate can fall, meaning your payments become cheaper, and cannot rise above a certain agreed level, making it easy for you to budget and more predictable.

You should be very clear about whether you can afford to make the repayments at the level of the cap, which might be set quite high and the interest rates offered may be less competitive than for other variable and fixed rate mortgages.

Capped rate mortgages may also be for a particular fixed time period and if they are, you may have to pay a large sum if you choose to leave early.
SK5 6GB

Property Price Stats for Stockport


Average property price in Stockport £179,840
% Change compared to last year 0%
Population of Stockport 283,300 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Stockport

  • 86 Cromwell Avenue, Stockport, SK5 6GB
  • 26 Prestbury Close, Stockport, SK2 7HW
  • Flat 2, 21 Victoria Grove, Heaton Chapel, Stockport, SK4 5BU
  • 37 Didsbury Road, Stockport, SK4 2BD
  • 6 Brooks Avenue, Hazel Grove, SK7 4EF

Local High Street Banks in Stockport

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Stockport

  • HSBC - 5 Great Underbank, Stockport SK1 1LH
  • Co-op Bank - 1 St Peter's Square, Stockport SK1 1NX
  • Virgin Money - 16 Great Underbank, Stockport SK1 1LF

Book a Free Mortgage Broker Consultation
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Appointments available today
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Mortgage Broker Tips for the Conveyancing Process

Let your mortgage lender know if you are needing to work to a deadline.

  • If you are using a mortgage to purchase your home in Stockport and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
  • Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can. 
  • This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation. 
  • Please note the mortgage valuation and a building survey are two different things.

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