calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Stoke-on-Trent


Stoke-on-Trent - also known simply as Stoke - is a city in Staffordshire County. It formed from a federation of six towns in the early 20th century, namely Stoke, Hanley, Burslem, Tunstall, Longton and Fenton. It is the home of the English pottery industry and is often known as the Potteries. Landmarks and places of interest include the Potteries Museum & Art Gallery in Hanley, the Elizabeth Ford Green Hall and the lovely Trentham Gardens. Alton Towers, the well-known them park, is just 10 miles away.


The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Ensure that information on your credit report is correct

A bad score can be down to mistaken information – it might even indicate that your identity has been stolen.

By carefully checking, you can ensure that information held on you is up-to-date. Remember that obsolete addresses can negatively affect your credit rating and if you had previous ties with people who have bad credit, you should ensure that these people are no longer associated with you by corresponding with the agencies themselves.
Top Mortgage Lenders 

Current Account Mortgage

A current account mortgage is a variant of an offset mortgage and involve your current account effectively becoming pooled with your mortgage repayment account.

Your salary goes into the account and in doing so, reduces the capital you owe on your mortgage and the interest which is charged on it. The more your account is in credit, the less your mortgage payments become. You can't normally get discounted rates for this kind of mortgage.
ST7 1LF

Property Price Stats for Stoke-on-Trent


Average property price in Stoke-on-Trent £124,554
% Change compared to last year 8%
Population of Stoke-on-Trent 249,008 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Stoke-on-Trent

  • 22 Pickwick Place, Butt Lane, Stoke on Trent ST7 1LF
  • 1711 Leek Road, Stoke On Trent, ST2 7AA
  • 21 Starwood Rd, Lightwood, Stoke on Trent, Staffordshire, ST3 7EP
  • 209 Uttoxeter Road, Blythe Bridge, Stoke on Trent, Staffs, ST11 9HQ
  • 51 Balfour St, Stoke-on-Trent, ST1 3QN

Local High Street Banks in Stoke-on-Trent

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Stoke-on-Trent

  • Barclays - 36 Town Rd, Stoke-on-Trent ST1 2JQ
  • Lloyds - 2 Moorland Rd, Burslem, Stoke-on-Trent ST6 1DQ
  • HSBC - Crown Bank, Staffordshire, Stoke-on-Trent ST1 1DA

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Consider booking your searches as soon as you have an offer accepted

If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.

Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.

Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.

Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.

Click to find out more about property searches

Click to order your Property Searches