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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Surbiton


Surbiton is a suburb in south west London, around 11 miles from Central London and located next to the River Thames. Housing is highly varied here, ranging from 19th century townhouses to Art-Deco courts as well as including many more modern estates.

Saint Mark's Church, built 1845, is a prominent landmark in the area. White Spider Climbing in Hook Road South contains great climbing facilities. For those a little less athletically inclined, Charrington Bowl offers a de luxe modern 10-pin bowling facility with many lanes and other attractions such as arcades. Surbiton is located near to Kingston and Richmond and all of these areas are very well served for shopping and entertainment.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Check your main 3 credit scores

There are currently 3 main credit reference agencies, namely Equifax, Experian and Callcredit. Each one can hold slightly different information about you and has a different algorithm for calculating your credit score.

By checking the files of all 3 companies, you can ensure you eradicate any mistakes and best inform yourself of the likelihood that your application for a loan, for example a mortgage, will be accepted.
Top Mortgage Lenders 

Repayment Mortgage

If you are a residential home buyer buying with a mortgage, you will be taking out this kind of mortgage (interest-only mortgages can only be accessed by commercial buyers).

With a repayment mortgage, over the mortgage term – most often 25 years – you make monthly payments with part going towards paying off the interest on the loan and part going towards paying off the capital. As the term progresses and you pay more of the capital off, the interest element becomes smaller so more of your payment goes towards paying down the capital.

If you make all your monthly payments, you will have paid off the mortgage entirely by the end of the term and will then hold the full equity of your property yourself.
KT6 4JU

Property Price Stats for Surbiton


Average property price in Surbiton £502,781
% Change compared to last year 4%
Population of Surbiton 10,459


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Surbiton

  • 1 Palmerston Court, Lovelace Gardens, Surbiton, Surrey, KT6 6SE
  • 38 Manor Drive, Berrylands, Surbiton, Surrey KT5 8NF
  • 91 Raeburn Avenue, Surbiton, Surrey, KT5 9BP
  • Flat 1, 20 Surbiton Road, Kingston Upon Thames, Surrey, KT1 2HX
  • 9 Chalford Court, Ewell Road, Surbiton, Surrey, KT6 6HJ

Local High Street Banks in Surbiton

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Surbiton

  • Barclays Bank Plc - 81/83 Victoria Road, Surbiton KT6 4PD
  • HSBC Bank Plc - 1 Victoria Rd, Surbiton KT6 4LF
  • Santander Bank Plc - 12 Victoria Rd, Surbiton KT6 4JW

Book a Free Mortgage Broker Consultation
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Appointments available today
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Mortgage Broker Tips for the Conveyancing Process

Be in constant communication with your solicitor regarding your conveyancing in Surbiton.

Your solicitor will be working hard for you from the get go. If something unforeseen arises, you change your mind about the property, a bereavement means you are unable to go ahead at this time and so on, inform your solicitor as soon as possible. 

By doing so, unnecessary and time-consuming work which later needs to be rectified can be avoided.

It also makes sure that all of your legal documents are accurate and the service you receive continues to be specifically tailored to your circumstances and needs.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels