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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Thornton Heath


Thornton Heath is a district of South London, lying around 7 miles from London's centre. It is well located for shopping and entertainment as Croydon is nearby and Central London is easily accessible. Green areas nearby include Streatham Common and Mitcham Common. Crystal Palace Football Club is located nearby in Selhurst.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Keep your credit utilisation low

As a rule of thumb, you should use less than 50% of your available credit on any credit card.

Once you start taking up more than 50% of available credit, prospective lenders will generally start to take a dimmer view of your financial management skills.
Top Mortgage Lenders 

Capped Mortgage

These are a form of variable rate mortgage with the incentive that although repayments can go up or down, they can only rise upwards to an agreed level. If they fall, your repayments reduce in size.

The cap, however, might be set relatively high, meaning you should still plan carefully, and the term during which the cap operates might be fixed; if it is, there may be hefty early repayment charges if you leave before the term has finished.
CR7 8JF

Property Price Stats for Thornton Heath


Average property price in Thornton Heath £292,582
% Change compared to last year 15%
Population of Thornton Heath 16,539


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Thornton Heath

  • Flat 2, 29 St Paul's Road, THornton Heath, Greater London, CR7 8NB
  • 43 The Drive, Thornton Heath, Greater London, CR7 8LB
  • 86 Penshurst Rd, Thornton Heath, Greater London, CR7 7EB
  • 8 Jubilee Court, London Road, Thornton Heath, Greater London, CR7 6JL
  • 74 Grove Road, Thornton Heath, Greater London, CR7 6HL

Local High Street Banks in Thornton Heath

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Thornton Heath

  • Barclays Bank Plc - Ambassador House, 1 Brigstock Rd, Thornton Heath CR7 7YL
  • Natwest Bank Plc - 1393 London Rd, London SW16 4AL
  • Halifax Bank Plc - 1513 London Rd, London SW16 4AE

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Communicate using the fastest and most efficient methods.

This way unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Thornton Heath but couldn't go ahead as some documents were still outstanding in the post.

Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.

If you are using the post, always use the most rapid options and make sure it is recorded or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels