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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Truro


Truro is a city and civil parish in Cornwall. It is surrounded by a number of protected natural areas such as the historic parklands at Pencalenick, and Trelissick Garden. Truro's main features include a Gothic revival cathedral and St Mary's Church. Truro is also known for its parks and open spaces, including Victoria Gardens, Boscawen Park and Daubuz Moors.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

What is the importance of a credit report?

As a first-time buyer looking to secure a mortgage, it is important to know how you’re viewed as a credit risk before applying. A credit report is important as it identifies what sort of risk you are, from the perspective of a potential lender. The report will also determine the maximum amount of money that you can borrow.

The three major credit reference companies, Equifax, CallCredit and Experience, normally offer a 30-day free trial; you should visit their website/s to find out more.
Top Mortgage Lenders 

Remortgage

You get a remortgage when you've already got a mortgage in place and you want to either change mortgages, pay off an equity loan or need a cash advance for some purpose. A classic situation is when you're coming to the end of your fixed rate term on a mortgage and want a new fix because of the expense of ending up having to pay your lender's standard variable interest rate otherwise.

To find out more, click on Remortgages
TR1 2AX

Property Price Stats for Truro


Average property price in Truro £263,484
% Change compared to last year 3%
Population of Truro 18,766 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Truro

  • Castle St, Truro TR1 3AF
  • Edward St, Truro TR1 3AJ
  • Lower Redannick, Truro TR1 2JW
  • Carey Park, Truro TR1 2LD
  • Strangways Terrace, Truro TR1 2NY

Local High Street Banks in Truro

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Truro

  • Handelsbanken - 4 Green St, Truro TR1 2LH
  • TSB - 95 Pydar St, Truro TR1 2BD
  • Lloyds 7 Boscawen St, Truro TR1 2QT

Book a Free Mortgage Broker Consultation
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Appointments available today
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Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Choose conveyancing solicitors who balance their work well

Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.

SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels