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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.



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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Upper Norwood


Upper Norwood is an area in south-east London, with fantastic panoramic views, both towards Central London to the north and Croydon/the North Downs to the south, because of its position on the clay ridge, Beulah Hill. It is around 6 miles south south-east of the capital's centre and boasts many varieties of housing. Attractions include Crystal Palace Park, with its transmitters, maze, lake and exhibits and Crystal Palace Park Farm, which has animals such as Kine Kune pigs, peacocks, chinchillas, parakeets, finches and rabbits!

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Never forget the APRs

You should always be aware of the different APRs which accompany the credit cards etc. which you take up, because you need to know how much your borrowing is costing you.

Lower APRs mean lower interest payments which means the debt is cheaper to service. Conversely you should repay debt tied to higher APRs first.
Top Mortgage Lenders 

Discounted Variable Rate Mortgage

These mortgages are variable rate mortgages and involve a discount from the lender's standard variable rate (SVR).

You gain from the discount but because the rate can vary, you risk it rising to a level which you can't sustain in terms of repayments. The discount often lasts for a fixed period during which you can only leave subject to a substantial early repayment charge.
SE19 3DA

Property Price Stats for Upper Norwood


Average property price in Upper Norwood £396,204
% Change compared to last year 10%
Population of Upper Norwood 16,082 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Upper Norwood

  • 127 Beauchamp Road, Upper Norwood, London SE19 3DA
  • Flat 9 Conservatory Court, 83 Chevening Road, Upper Norwood, London, SE19 3TD
  • 24 Oaks Avenue, Upper Norwood, SE19 1QY
  • Flat B, 104 Anerley Road, SE19 2AN
  • Flat 2, William Court, 85 Highfield Hill, SE19 3QF

Local High Street Banks in Upper Norwood

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering Upper Norwood

  • Lloyds - 12 Sydenham Rd, London SE26 5QD
  • Barclays - Ambassador House, 1 Brigstock Rd, Thornton Heath CR7 7YL
  • Natwest - 83-84 High St, London SE25 6EA

Book a Free Mortgage Broker Consultation
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Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

If a family member or friend is providing you with any of the finance towards your home purchase in Upper Norwood, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels