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Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in West London


West London is a sub region of Greater London and consists of the London Boroughs of Brent, Ealing, Hammersmith and Fulham, Harrow, Hillingdon, Hounslow and Richmond-upon-Thames.The area includes Heathrow Airport and is highly diverse in terms of housing options. There are two universities; Thames Valley University has campuses in Ealing and Brentford and Brunel University can be found in Uxbridge/Cowley.

West London is bordered by the River Thames to the south and green belt otherwise, which is found in the home counties of Berkshire, Buckinghamshire and Hertfordshire (Surrey is south of the River Thamees).There are many excellent open spaces, such as Ealing Common, and numerous attractions of all kinds, such as the many different kinds of event that you can see in the Wembley Complex (stadium, arena and conference centre).

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Apply to remove unfair defaults on your file

A company might have reported a debt it thinks you still owe but you think you have paid it. You should contact that company directly to ask for it to be removed and inform it that you will contact the Financial Ombudsman if it isn't.

If your contact with the company does not sort out the issue you can contact the relevant credit reference agency to add a notice of correction with a short explanation. Applications for credit may take longer but your action should reduce the negative effects on your score of the claimed default.
Top Mortgage Lenders 

Family Offset Mortgage

Family offset mortgages fall into the wider class of offset mortgages and work by close associates or family members placing money into an account linked to the mortgagor's mortgage. Interest stemming from the account is deducted from the mortgage interest owed for the mortgage' in this way, the mortgagor's repayments become cheaper..

The lender may stipulate that the savings stay in the account for many years and the associates cannot withdraw them or make use of the interest for other purposes.
UB3 3BX

Property Price Stats for West London


Average property price in West London £1,117,980
% Change compared to last year - 4%
Population of West London 1,600,000 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN West London

  • 442a Uxbridge Road, Shepherds Bush, London, W12 0NS
  • Flat 5 Hanover Court, Uxbridge Road, Shepherds Bush, London, W12 9EP
  • 37 Merton Avenue, Chiswick, London, W4 1TA
  • 3 Dartmouth Place, Chiswick, London W4 2RH
  • 20 Steele Road, London W4 5AF

Local High Street Banks in West London

Find a mortgage lender near you:
Some branches may have closed down - Call 0207 112 5388 for a Mortgage Broker covering West London

  • RBS - 78 Notting Hill Gate, London W11 3HS
  • Metrobank - The Townhouse, The Broadway, London W5 5JN
  • Lloyds Bank Plc - Bedford House, 1 Broadway, London W13 0ST

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Mortgage Broker Tips for the Conveyancing Process

Book your mortgage valuation as soon as you've had your offer accepted

If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.

You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down. 

Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.

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