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Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in West Sussex


West Sussex county has the coastline to its south and its county town/city Chichester, has a cathedral which was founded in 1075.

The county, which contains the Christ's Hospital school with its archaic, Tudor uniforms, combines access to London with access to the coast and is relatively affluent, with high employment levels and many businesses sited there. It also is the location of Gatwick Airport, the second most important airport in England's South East. It hosts the South Downs National Park and Fishbourne Roman Palace - the palace's floor mosaics are very worth viewing.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Checked one score? Check all 3!

Remember that in the UK there are 3 main credit reference agencies: Experian, Equifax and CallCredit. All 3 use different methods to produce a credit score and one or all may be consulted by a lender about your credit-worthiness.

It therefore makes more sense to check your score – and file – for all 3 so you have a complete picture of how your profile is viewed and can take any necessary steps to keep your credit score as high as you can.
Top Mortgage Lenders 

Repayment Mortgage

You have to take out a repayment mortgage if you are a residential home buyer. You are granted a mortgage loan normally conditional on your saving a deposit of a minimum of 10% of the purchase price (in certain circumstances a lower percentage or even no deposit may be acceptable) and you commit to making regular monthly repayments over an agreed term, frequently 25 years, during which you pay back the loan.

For each payment you make, a portion of the money goes toward paying the interest on the loan and the rest goes towards paying down the capital. You accumulate more of the underlying capital over time so the interest element becomes less and the portion devoted to paying off the principal increases.

The biggest advantage of a repayment mortgage is that as long as you make all the payments, you can rest assured that at the end of the term you'll own the full equity of your property. This is not guaranteed to be the case with an interest-only mortgage; these mortgages are now only open to commercial customers.
RH10 1AA

Property Price Stats for West Sussex


Average property price in West Sussex £329,515
% Change compared to last year 6%
Population of West Sussex 808,900 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN West Sussex

  • 10 Davits Drive, Little Hampton, West Sussex, BN17 6RU
  • 22 Mannings Close, Crawley, West Sussex, RH10 3TX
  • Russets, Felcourt Road, Felcourt, East Grinstead, West Sussex, RH19 2LA
  • 42 Hyde Heath Court, Crawley, West Sussex, RH10 3UQ
  • Karakal, Rosemary Avenue, Steyning, West Sussex, BN44 3YS

Local High Street Banks in West Sussex

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering West Sussex

  • HSBC Bank Plc - 40 South Rd, West Sussex, Haywards Heath RH16 4LA
  • Lloyds Bank Plc - 1 West St, Horsham RH12 1PA
  • Barclays Bank Plc - 1 Chapel Rd, Worthing BN11 1EX

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

By getting all of your signed documentation in to your solicitor in advance, you will get a better chance at a quick conveyancing process in West Sussex.

Until your solicitor has your mortgage deed, signed contract, transfer deed, ID and other relevant documentation, they will not be able to exchange. This is not helped by the fact that some documents must be posted.

If this is the case, send as much correspondence as you can in one go and always do so via recorded delivery. This way, you can track the documents, find out when they were received and who signed for them. Lost documents can slow down the process and be very frustrating for all, especially if you have to wait for replacements for originals!

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels