calc.png

Use our
Mortgage Calculator

fca-FDaDNu.png


All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

See our Terms & Conditions here

new-conveyancing-process.png

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
Already have an account? Click here to log in
Find a Home Mortgage

Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Wisbech


Wisbech is a market town in the fenland area of Cambridgeshire and has the tidal River Nene running through its centre. It is in an area of very fertile soils.

The town's Anglican Parish Church of St Peter and St Paul has parts which date back to the 12th Century. Its independent Wisbech Grammar School was founded in 1379 which makes it among the oldest schools in the UK. Its Wisbech & Fenland Museum contains extensive collections of local records and among notable artifacts you can view there are Napoleon's Sevres breakfast service, supposedly captured at the Battle of Waterloo and original manuscript of Charles Dickens' Great Expectations.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Missed payments/late payments? Start and continue making them on time

If you make a late payment and continue to do so, your credit score will decrease. If you begin to make them on time, your credit score will increase – simple!

Any previous credit problems become less important if you are paying your current repayments on time.
Top Mortgage Lenders 

Fixed Rate Mortgage

This type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. Their advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor).

Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can opt renew a fixed rate contract.
PE13 2LE

Property Price Stats for Wisbech


Average property price in Wisbech £166,740
% Change compared to last year 0%
Population of Wisbech 31,573 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Wisbech

  • York Row, Wisbech, Cambridgeshire PE13 1EA
  • Herneside, Welney, Wisbech PE14 9SB
  • Small Lode, Upwell, Wisbech PE14 9BL
  • Seventh Avenue, Wisbech PE13 2BN
  • Church Road, Walpole St. Peter, Wisbech, Cambridgeshire PE14 7NS

Local High Street Banks in Wisbech

Find a mortgage lender near you:
Some branches may have closed down - Call 0333 344 3234 for a Mortgage Broker covering Wisbech

  • NatWest - 1 Market St, Wisbech PE13 1DT
  • Barclays Bank - 12 Old Market, Wisbech PE13 1NN
  • Lloyds Bank - 3 N Brink, Cambridgeshire, Wisbech PE13 1JT

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Get together all the required official paperwork you'll need for your conveyancing..

  • For ID purposes, you'll normally require an up-to-date passport and/or driving licence with a current home address.
  • You'll need to provide proof of funds; as an employee, you'll need at least the last 3 months' payslips and a P60; if you're self-employed, you'll need your SA302 from HMRC (you need to allow for a time lapse if you have to order this) or accounts covering the last 3 years.
  • If you're selling, you need any relevant documents detailing planning consents or building regulation approval and any guarantees for works or fittings and things like boiler safety certificates..

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels