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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is free to use and remembers your progress.

 
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Whole Market Access

You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations &
Exclusive mortgage rates

Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Woking


Woking is a lively large town in the west of Surrey about 23 miles south west of Central London. The town is well-provided for in terms of shopping and entertainment, good schools and it has an iconic Martian statue - influenced by HG Wells' seminal novel 'The War of the Worlds' - in the town centre. The town centre is nicely pedestrianised. Brookwood Cemetery, on Cemetery Pales, is one attraction: it is of huge scale and contains many listed buildings. Also worthy of mention is the New Victoria Theatre in the Peacocks Centre in the town centre where you can see many contemporary shows in comfortable seating and at a venue near many restaurants. Within easy reach also are Virginia Water, Thorpe Park (Waterskiing and theme park) and Windsor Great Park.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Remove old addresses/old accounts from your file

If you have an account for, say, a mobile phone you don't use any more and it's linked to an old address, this can ruin a mortgage application due to ID checks.

You must make sure old accounts are closed or have an up-to-date address.
Top Mortgage Lenders 

95% mortgage

As they sound, 95% mortgages involve a lender granting you a loan equal to 95% of the full purchase price of a home to enable you to buy it. You might look at these if you are looking to buy a property but do not have sufficient savings for a standard-sized deposit of 10% of the asking price.

The downside is that you have to take out a larger mortgage, which is likely to be more expensive in terms of interest rate levied on the loan. Additionally, house prices need only fall 6% for you to find yourself in negative equity.
GU21 6XR

Property Price Stats for Woking


Average property price in Woking £440,599
% Change compared to last year 11%
Population of Woking 92,400


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Woking

  • 76 Rydens Way, Old Woking, Surrey, GU22 9DN
  • 1 Westfield Close, Woking, Surrey, GU22 9BU
  • 2 Heath View, Kemishford, Woking, Surrey, GU22 0RP
  • Elmgrove, Clews Lane, Woking, Surrey, GU24 9DZ
  • 7 Rosebery Crescent, Woking, Surrey, GU22 9BL

Local High Street Banks in Woking

Find a mortgage lender near you:
Some branches may have closed down - Call 01483 802 485 for a Mortgage Broker covering Woking

  • HSBC Bank Plc - 12A North St, Guildford GU1 4AF
  • Lloyds Bank Plc - 147 High St, Guildford GU1 3AG
  • Natwest Bank Plc - 151 High St, Guildford GU1 3AH

Book a Free Mortgage Broker Consultation
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Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Selling your property? Complete all the required property forms and collect all the required information and return it to your solicitor as soon as possible.

As a seller, the best way you can save time in the conveyancing process is by getting all the information your solicitor needs to them as soon as possible – your tasks are 'front-loaded'!

Anyone buying or selling a home firstly has to prove their ID to the solicitor representing them but a seller you have to complete property information and fixtures and fittings forms (as well as a leasehold information form, if relevant) and return them to your solicitor along with your original title deeds and other relevant information.

This may seem a lot to do, but once you've finished these tasks to the best of your ability, your solicitor can fully devote themselves to making the remaining conveyancing process run efficiently.

Our website explains all the forms and information mentioned; a good place to start finding out more is to click on Property Information Form TA6 explained

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels